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IFSC Code of Hdfc Bank, Fazilka - Gaushala Road, Fazilka, Punjab — HDFC0000647

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Hdfc Bank for its Fazilka - Gaushala Road branch in Fazilka, Fazilka, or Punjab, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Hdfc Bank located in Fazilka or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code HDFC0000647. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Fazilka - Gaushala Road, Fazilka

The table below shows the main details of the IFSC Code HDFC0000647 for the Hdfc Bank branch in Fazilka, which falls under the Fazilka district in Punjab.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0000647
Branch Fazilka - Gaushala Road
City Fazilka
District Fazilka
State Punjab
Address Hdfc Bank Ltd Shop No 651, Bhatinda Chowk, Gaushala Road, Fazilka Punjab 152123

These details helps users in online banking and for businesses and individuals who use Hdfc Bank in Fazilka for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0000647 for the Fazilka - Gaushala Road branch of Hdfc Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Fazilka - Gaushala Road, Fazilka, Punjab, is provided a unique IFSC like HDFC0000647 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Hdfc Bank branch in Fazilka.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Fazilka and Fazilka.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Punjab and the rest of India, the IFSC Code ensures that transactions meant for Hdfc Bank in Fazilka - Gaushala Road do not get misguided to another person.

Format of the IFSC Code HDFC0000647

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Hdfc Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Fazilka - Gaushala Road in Fazilka.

For example, the IFSC Code HDFC0000647 of Hdfc Bank for the Fazilka - Gaushala Road branch includes these elements, identifying the bank and the branch location in Fazilka and Punjab accurately.

How to Find IFSC Code for Hdfc Bank?

If you are trying to find the IFSC Code HDFC0000647 of Hdfc Bank for its Fazilka - Gaushala Road branch located in Fazilka, the following methods can help:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Hdfc Bank branches in Fazilka and Fazilka, print them on the first page of your passbook.

Bank Website

Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for Fazilka - Gaushala Road or Fazilka to get the exact IFSC Code HDFC0000647.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and Fazilka, you'll get the correct details.

How to Use IFSC Code HDFC0000647 for Online Transfers?

Once you have the IFSC Code HDFC0000647 for the Fazilka - Gaushala Road branch of Hdfc Bank in Fazilka, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code HDFC0000647. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0000647.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Fazilka - Gaushala Road in Fazilka, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Fazilka - Gaushala Road, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Fazilka manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Fazilka - Gaushala Road, Fazilka?

The IFSC Code is HDFC0000647.

Is the IFSC Code HDFC0000647 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Fazilka - Gaushala Road?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Fazilka - Gaushala Road branch?

The address of the branch is Hdfc Bank Ltd Shop No 651, Bhatinda Chowk, Gaushala Road, Fazilka Punjab 152123 located in Fazilka, Fazilka, Punjab.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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