For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Hdfc Bank for its Khaga branch in Fatehpur, Khaga, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Hdfc Bank located in Fatehpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code HDFC0004484. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Khaga, Fatehpur

The table below shows the main details of the IFSC Code HDFC0004484 for the Hdfc Bank branch in Fatehpur, which falls under the Khaga district in Uttar Pradesh.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0004484
Branch Khaga
City Fatehpur
District Khaga
State Uttar Pradesh
Address Hdfc Bank Ltd Ground Floor Near Kotwali Khaga Ward No 14 Chaura Kher Newn Shahazadpur Khaga Fatehpur Uttar Pradesh 212655

These details are essential not only for online banking users but also for businesses and individuals who use Hdfc Bank in Fatehpur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0004484 for the Khaga branch of Hdfc Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like HDFC0004484 is given to every bank branch, including Hdfc Bank located in Khaga, Fatehpur, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Hdfc Bank branch in Fatehpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Fatehpur and Khaga.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Hdfc Bank in Khaga doesn't end up at another location.

Format of the IFSC Code HDFC0004484

The format of the IFSC Code for banks, including Hdfc Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Khaga in Fatehpur.

For example, the IFSC Code HDFC0004484 of Hdfc Bank for the Khaga branch includes these elements, identifying the bank and the branch location in Fatehpur and Uttar Pradesh correctly.

How to Find IFSC Code for Hdfc Bank?

If you are looking for the IFSC Code HDFC0004484 of Hdfc Bank for its Khaga branch located in Fatehpur, the following methods can help:

Cheque Book

The cheque book that is issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Hdfc Bank branches in Fatehpur and Khaga, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Hdfc Bank and look for the branch locator section, then search for Khaga or Fatehpur to get the exact IFSC Code HDFC0004484.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Hdfc Bank and Fatehpur, then it will provide you proper information.

How to Use IFSC Code HDFC0004484 for Online Transfers?

Once you have the IFSC Code HDFC0004484 for the Khaga branch of Hdfc Bank in Fatehpur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0004484. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Hdfc Bank IFSC Code HDFC0004484.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Hdfc Bank Khaga in Fatehpur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Khaga, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Fatehpur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank Khaga Fatehpur?

The IFSC Code of the Khaga Fatehpur branch is HDFC0004484.

Is IFSC Code HDFC0004484 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Hdfc Bank Khaga branch?

The branch is located at Hdfc Bank Ltd Ground Floor Near Kotwali Khaga Ward No 14 Chaura Kher Newn Shahazadpur Khaga Fatehpur Uttar Pradesh 212655.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.