There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Hdfc Bank for its Khamanon branch in Fatehgarh Sahib, Khamanon, Punjab, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Hdfc Bank situated in Fatehgarh Sahib or anywhere in Punjab can easily transfer funds instantly by using the correct IFSC Code HDFC0002065. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Khamanon, Fatehgarh Sahib

Below in the table are the key details related to IFSC Code HDFC0002065 of Hdfc Bank for its branch located in Fatehgarh Sahib, within the district of Khamanon in the state of Punjab.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0002065
Branch Khamanon
City Fatehgarh Sahib
District Khamanon
State Punjab
Address Hdfc Bank Ltd Near Malwa Sweets, Ward No.2, Pin 141128

These details helps users in online banking and for businesses and individuals who use Hdfc Bank in Fatehgarh Sahib for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0002065 for the Khamanon branch of Hdfc Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Khamanon, Fatehgarh Sahib, Punjab, are given a unique IFSC like HDFC0002065 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Fatehgarh Sahib.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Fatehgarh Sahib and Khamanon.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Hdfc Bank in Khamanon goes to the correct branch. This is important because Hdfc Bank has thousands of branches in Punjab and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code HDFC0002065

The format of the IFSC Code for banks, including Hdfc Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Khamanon in Fatehgarh Sahib.

For example, the IFSC Code HDFC0002065 of Hdfc Bank for the Khamanon branch includes these elements, identifying the bank and the branch location in Fatehgarh Sahib and Punjab correctly.

How to Find IFSC Code for Hdfc Bank?

To find the IFSC Code HDFC0002065 of Hdfc Bank for its Khamanon branch located in Fatehgarh Sahib, the following methods can help you out:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Hdfc Bank branches in Fatehgarh Sahib and Khamanon, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Hdfc Bank and go to the branch locator section. Then search for Khamanon or Fatehgarh Sahib to find the exact IFSC Code HDFC0002065.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Hdfc Bank and Fatehgarh Sahib will provide accurate information.

How to Use IFSC Code HDFC0002065 for Online Transfers?

If you have the IFSC Code HDFC0002065 for the Khamanon branch of Hdfc Bank in Fatehgarh Sahib, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0002065. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Hdfc Bank IFSC Code HDFC0002065.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Hdfc Bank Khamanon in Fatehgarh Sahib, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Khamanon, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Fatehgarh Sahib to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank Khamanon Fatehgarh Sahib?

The IFSC Code of the Khamanon Fatehgarh Sahib branch is HDFC0002065.

Is IFSC Code HDFC0002065 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Hdfc Bank Khamanon branch?

The branch is located at Hdfc Bank Ltd Near Malwa Sweets, Ward No.2, Pin 141128.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.