There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Hdfc Bank for its Kaimganj branch in Farrukhabad, Kaimganj, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Hdfc Bank situated in Farrukhabad or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code HDFC0009166. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Hdfc Bank, Kaimganj, Farrukhabad
Here are the key points that are associated with the IFSC Code HDFC0009166 of Hdfc Bank for its branch located in Farrukhabad, within the district of Kaimganj in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0009166 |
| Branch | Kaimganj |
| City | Farrukhabad |
| District | Kaimganj |
| State | Uttar Pradesh |
| Address | Hdfc Bank Ltd Ground Floor Bye Pass Road Opp Bharat Petrol Pump Kaimganj Farrukhabad Uttar Pradesh 209502 |
These details are important not only for users using online banking but also for businesses and individuals who use Hdfc Bank in Farrukhabad for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code HDFC0009166 for the Kaimganj branch of Hdfc Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Kaimganj, Farrukhabad, Uttar Pradesh, is provided a unique IFSC like HDFC0009166 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Hdfc Bank branch in Farrukhabad.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Farrukhabad and Kaimganj.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Hdfc Bank in Kaimganj do not get misguided to another person.
Format of the IFSC Code HDFC0009166
The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kaimganj in Farrukhabad.
For example, the IFSC Code HDFC0009166 of Hdfc Bank for the Kaimganj branch includes these elements, identifying the bank and the branch location in Farrukhabad and Uttar Pradesh accurately.
How to Find IFSC Code for Hdfc Bank?
If you are trying to find the IFSC Code HDFC0009166 of Hdfc Bank for its Kaimganj branch located in Farrukhabad, the following methods can help:
Cheque Book
The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Hdfc Bank branches in Farrukhabad and Kaimganj, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for Kaimganj or Farrukhabad to get the exact IFSC Code HDFC0009166.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and Farrukhabad, you'll get the correct details.
How to Use IFSC Code HDFC0009166 for Online Transfers?
Once you have the IFSC Code HDFC0009166 for the Kaimganj branch of Hdfc Bank in Farrukhabad, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code HDFC0009166. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0009166.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Hdfc Bank Kaimganj in Farrukhabad may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Kaimganj, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Farrukhabad manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is HDFC0009166.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Hdfc Bank Ltd Ground Floor Bye Pass Road Opp Bharat Petrol Pump Kaimganj Farrukhabad Uttar Pradesh 209502 located in Farrukhabad, Kaimganj, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.