The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Hdfc Bank for its Kangeyam branch in Erode, Kangeyam, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Hdfc Bank located in Erode or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code HDFC0002190. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Hdfc Bank, Kangeyam, Erode

The table below shows the main details of the IFSC Code HDFC0002190 for the Hdfc Bank branch in Erode, which falls under the Kangeyam district in Tamil Nadu.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0002190
Branch Kangeyam
City Erode
District Kangeyam
State Tamil Nadu
Address Hdfc Bank Ltd 412/5, Tirupur Road

These details are important not only for users using online banking but also for businesses and individuals who use Hdfc Bank in Erode for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code HDFC0002190 for the Kangeyam branch of Hdfc Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like HDFC0002190 is given to every bank branch, including Hdfc Bank located in Kangeyam, Erode, Tamil Nadu, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Hdfc Bank branch in Erode.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Erode and Kangeyam.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for Hdfc Bank in Kangeyam doesn't end up at another location.

Format of the IFSC Code HDFC0002190

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Hdfc Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kangeyam in Erode.

For example, the IFSC Code HDFC0002190 of Hdfc Bank for the Kangeyam branch includes these elements, identifying the bank and the branch location in Erode and Tamil Nadu accurately.

How to Find IFSC Code for Hdfc Bank?

If you are looking for the IFSC Code HDFC0002190 of Hdfc Bank for its Kangeyam branch located in Erode, the following methods can help:

Cheque Book

The cheque book that is issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Hdfc Bank branches in Erode and Kangeyam, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Hdfc Bank and look for the branch locator section, then search for Kangeyam or Erode to get the exact IFSC Code HDFC0002190.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Hdfc Bank and Erode, then it will provide you proper information.

How to Use IFSC Code HDFC0002190 for Online Transfers?

Once you have the IFSC Code HDFC0002190 for the Kangeyam branch of Hdfc Bank in Erode, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code HDFC0002190. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0002190.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Kangeyam in Erode, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Kangeyam, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Erode manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Kangeyam, Erode?

The IFSC Code is HDFC0002190.

Is the IFSC Code HDFC0002190 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Kangeyam?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kangeyam branch?

The address of the branch is Hdfc Bank Ltd 412/5, Tirupur Road located in Erode, Kangeyam, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.