For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Hdfc Bank for its Upper Shillong branch in East Khasi Hills, East Khasi Hills, Meghalaya, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Hdfc Bank located in East Khasi Hills or anywhere in Meghalaya can transfer funds instantly by using the correct IFSC Code HDFC0009484. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Upper Shillong, East Khasi Hills

Here are the key points that are associated with the IFSC Code HDFC0009484 of Hdfc Bank for its branch located in East Khasi Hills, within the district of East Khasi Hills in the state of Meghalaya.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0009484
Branch Upper Shillong
City East Khasi Hills
District East Khasi Hills
State Meghalaya
Address Building No Bt 08 Hq 101 Area Shillong East Khasi Hills Meghalaya 793005

These details are crucial, not just for online banking users but also for businesses and individuals who use Hdfc Bank in East Khasi Hills for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0009484 for the Upper Shillong branch of Hdfc Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Upper Shillong, East Khasi Hills, Meghalaya, is provided with a unique IFSC like HDFC0009484 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Hdfc Bank branch in East Khasi Hills.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like East Khasi Hills and East Khasi Hills.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Meghalaya and the rest of India and the IFSC Code ensures that transactions meant for Hdfc Bank in Upper Shillong do not get mixed with another location.

Format of the IFSC Code HDFC0009484

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Upper Shillong in East Khasi Hills.

For example, the IFSC Code HDFC0009484 of Hdfc Bank for the Upper Shillong branch includes these elements, identifying the bank and the branch location in East Khasi Hills and Meghalaya accurately.

How to Find IFSC Code for Hdfc Bank?

To find the IFSC Code HDFC0009484 of Hdfc Bank for its Upper Shillong branch located in East Khasi Hills, the following methods can help you out:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Hdfc Bank branches in East Khasi Hills and East Khasi Hills, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Hdfc Bank and go to the branch locator section. Then search for Upper Shillong or East Khasi Hills to find the exact IFSC Code HDFC0009484.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Hdfc Bank and East Khasi Hills will provide accurate information.

How to Use IFSC Code HDFC0009484 for Online Transfers?

Once you have the IFSC Code HDFC0009484 for the Upper Shillong branch of Hdfc Bank in East Khasi Hills, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code HDFC0009484. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0009484.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Upper Shillong in East Khasi Hills, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Upper Shillong, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in East Khasi Hills to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Upper Shillong, East Khasi Hills?

The IFSC Code is HDFC0009484.

Is the IFSC Code HDFC0009484 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Upper Shillong?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Upper Shillong branch?

The address of the branch is Building No Bt 08 Hq 101 Area Shillong East Khasi Hills Meghalaya 793005 located in East Khasi Hills, East Khasi Hills, Meghalaya.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.