There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Hdfc Bank for its Chumukedima branch in Dimapur, Chumukedima, Nagaland, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Hdfc Bank situated in Dimapur or anywhere in Nagaland can easily transfer funds instantly by using the correct IFSC Code HDFC0005359. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Chumukedima, Dimapur

Here are some of the key details that come with the IFSC Code HDFC0005359 of Hdfc Bank for its branch located in Dimapur, within the district of Chumukedima in the state of Nagaland.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0005359
Branch Chumukedima
City Dimapur
District Chumukedima
State Nagaland
Address House No 410 Ward No 11 7Th Mile Nh 29 Chumukedima Chumukedima Nagaland 797112

These details are crucial, not just for online banking users but also for businesses and individuals who use Hdfc Bank in Dimapur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0005359 for the Chumukedima branch of Hdfc Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Chumukedima, Dimapur, Nagaland, is provided a unique IFSC like HDFC0005359 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Hdfc Bank branch in Dimapur.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Dimapur and Chumukedima.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Nagaland and the rest of India, the IFSC Code ensures that transactions meant for Hdfc Bank in Chumukedima do not get misguided to another person.

Format of the IFSC Code HDFC0005359

The format of the IFSC Code for banks, including Hdfc Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chumukedima in Dimapur.

For example, the IFSC Code HDFC0005359 of Hdfc Bank for the Chumukedima branch includes these elements, identifying the bank and the branch location in Dimapur and Nagaland correctly.

How to Find IFSC Code for Hdfc Bank?

If you are trying to find the IFSC Code HDFC0005359 of Hdfc Bank for its Chumukedima branch located in Dimapur, the following methods can help:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Hdfc Bank branches in Dimapur and Chumukedima, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for Chumukedima or Dimapur to get the exact IFSC Code HDFC0005359.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and Dimapur, you'll get the correct details.

How to Use IFSC Code HDFC0005359 for Online Transfers?

Once you have the IFSC Code HDFC0005359 for the Chumukedima branch of Hdfc Bank in Dimapur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0005359. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0005359.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Hdfc Bank Chumukedima in Dimapur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Hdfc Bank in Chumukedima, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Dimapur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Chumukedima, Dimapur?

The IFSC Code is HDFC0005359.

Is the IFSC Code HDFC0005359 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Chumukedima?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Chumukedima branch?

The address of the branch is House No 410 Ward No 11 7Th Mile Nh 29 Chumukedima Chumukedima Nagaland 797112 located in Dimapur, Chumukedima, Nagaland.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.