For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Hdfc Bank for its Dibrugarh Chowkidinghee branch in Dibrugarh, Chowkidinghee, Assam, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Hdfc Bank located in Dibrugarh or anywhere in Assam can transfer funds instantly by using the correct IFSC Code HDFC0004058. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Hdfc Bank, Dibrugarh Chowkidinghee, Dibrugarh
Here are the key points that are associated with the IFSC Code HDFC0004058 of Hdfc Bank for its branch located in Dibrugarh, within the district of Chowkidinghee in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0004058 |
| Branch | Dibrugarh Chowkidinghee |
| City | Dibrugarh |
| District | Chowkidinghee |
| State | Assam |
| Address | Hdfc Bank Ltd Monalisa Hotel Mancotta Road Chowkidingee Dibrugarh Assam 786001 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Hdfc Bank in Dibrugarh for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0004058 for the Dibrugarh Chowkidinghee branch of Hdfc Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Dibrugarh Chowkidinghee, Dibrugarh, Assam, is provided a unique IFSC like HDFC0004058 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Hdfc Bank branch in Dibrugarh.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Dibrugarh and Chowkidinghee.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Assam and the rest of India, the IFSC Code ensures that transactions meant for Hdfc Bank in Dibrugarh Chowkidinghee do not get misguided to another person.
Format of the IFSC Code HDFC0004058
The format of the IFSC Code for banks, including Hdfc Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dibrugarh Chowkidinghee in Dibrugarh.
For example, the IFSC Code HDFC0004058 of Hdfc Bank for the Dibrugarh Chowkidinghee branch includes these elements, identifying the bank and the branch location in Dibrugarh and Assam correctly.
How to Find IFSC Code for Hdfc Bank?
If you are looking for the IFSC Code HDFC0004058 of Hdfc Bank for its Dibrugarh Chowkidinghee branch located in Dibrugarh, the following methods can help:
Cheque Book
The cheque book that is issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Hdfc Bank branches in Dibrugarh and Chowkidinghee, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Hdfc Bank and look for the branch locator section, then search for Dibrugarh Chowkidinghee or Dibrugarh to get the exact IFSC Code HDFC0004058.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Hdfc Bank and Dibrugarh, then it will provide you proper information.
How to Use IFSC Code HDFC0004058 for Online Transfers?
Once you have the IFSC Code HDFC0004058 for the Dibrugarh Chowkidinghee branch of Hdfc Bank in Dibrugarh, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code HDFC0004058. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0004058.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Hdfc Bank Dibrugarh Chowkidinghee in Dibrugarh may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Dibrugarh Chowkidinghee, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Dibrugarh to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is HDFC0004058.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Hdfc Bank Ltd Monalisa Hotel Mancotta Road Chowkidingee Dibrugarh Assam 786001 located in Dibrugarh, Chowkidinghee, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.