For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Hdfc Bank for its Gauripur branch in Dhubri, Golokganj, Assam, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Hdfc Bank located in Dhubri or anywhere in Assam can transfer funds instantly by using the correct IFSC Code HDFC0004540. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Gauripur, Dhubri

The table below shows the main details of the IFSC Code HDFC0004540 for the Hdfc Bank branch in Dhubri, which falls under the Golokganj district in Assam.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0004540
Branch Gauripur
City Dhubri
District Golokganj
State Assam
Address Hdfc Bank Ltd Grd Floor Ward No 8 B R Road Nr Mahamaya Field Golokganj Assam 783331

These details are important not only for users using online banking but also for businesses and individuals who use Hdfc Bank in Dhubri for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code HDFC0004540 for the Gauripur branch of Hdfc Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like HDFC0004540 is given to every bank branch, including Hdfc Bank located in Gauripur, Dhubri, Assam, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Hdfc Bank branch in Dhubri.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Dhubri and Golokganj.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Assam and the rest of India, which is why the IFSC Code ensures that transactions meant for Hdfc Bank in Gauripur doesn't end up at another location.

Format of the IFSC Code HDFC0004540

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Hdfc Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Gauripur in Dhubri.

For example, the IFSC Code HDFC0004540 of Hdfc Bank for the Gauripur branch has these elements, identifying the bank and the branch location in Dhubri and Assam correctly.

How to Find IFSC Code for Hdfc Bank?

If you are trying to find the IFSC Code HDFC0004540 of Hdfc Bank for its Gauripur branch located in Dhubri, the following methods can help:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Hdfc Bank branches in Dhubri and Golokganj, print them on the first page of your passbook.

Bank Website

Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for Gauripur or Dhubri to get the exact IFSC Code HDFC0004540.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and Dhubri, you'll get the correct details.

How to Use IFSC Code HDFC0004540 for Online Transfers?

Once you have the IFSC Code HDFC0004540 for the Gauripur branch of Hdfc Bank in Dhubri, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0004540. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0004540.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Hdfc Bank Gauripur in Dhubri may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Hdfc Bank in Gauripur, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Dhubri manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Gauripur, Dhubri?

The IFSC Code is HDFC0004540.

Is the IFSC Code HDFC0004540 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Gauripur?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Gauripur branch?

The address of the branch is Hdfc Bank Ltd Grd Floor Ward No 8 B R Road Nr Mahamaya Field Golokganj Assam 783331 located in Dhubri, Golokganj, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.