For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Hdfc Bank for its Chirkunda branch in Dhanbad, Chirkunda, Jharkhand, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Hdfc Bank located in Dhanbad or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code HDFC0009030. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Chirkunda, Dhanbad

The table below shows the main details of the IFSC Code HDFC0009030 for the Hdfc Bank branch in Dhanbad, which falls under the Chirkunda district in Jharkhand.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0009030
Branch Chirkunda
City Dhanbad
District Chirkunda
State Jharkhand
Address Gt Road Po Sarasa Pahari Gt Road Po Sarasa Pahari Chirkunda Dhanbad Jharkhand 828202

These details are essential not only for online banking users but also for businesses and individuals who use Hdfc Bank in Dhanbad for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0009030 for the Chirkunda branch of Hdfc Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like HDFC0009030 is given to every bank branch, including Hdfc Bank located in Chirkunda, Dhanbad, Jharkhand, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Hdfc Bank branch in Dhanbad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Dhanbad and Chirkunda.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Jharkhand and the rest of India, which is why the IFSC Code ensures that transactions meant for Hdfc Bank in Chirkunda doesn't end up at another location.

Format of the IFSC Code HDFC0009030

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Hdfc Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chirkunda in Dhanbad.

For example, the IFSC Code HDFC0009030 of Hdfc Bank for the Chirkunda branch includes these elements, identifying the bank and the branch location in Dhanbad and Jharkhand accurately.

How to Find IFSC Code for Hdfc Bank?

If you are trying to find the IFSC Code HDFC0009030 of Hdfc Bank for its Chirkunda branch located in Dhanbad, the following methods can help:

Cheque Book

The cheque books that are issued by Hdfc Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Hdfc Bank branches in Dhanbad and Chirkunda, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Hdfc Bank and find the branch locator section. Search for Chirkunda or Dhanbad to get the exact IFSC Code HDFC0009030.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Hdfc Bank and Dhanbad that will provide accurate information.

How to Use IFSC Code HDFC0009030 for Online Transfers?

Once you have the IFSC Code HDFC0009030 for the Chirkunda branch of Hdfc Bank in Dhanbad, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0009030. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Hdfc Bank IFSC Code HDFC0009030.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Hdfc Bank Chirkunda in Dhanbad, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Chirkunda, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Dhanbad to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Chirkunda, Dhanbad?

The IFSC Code is HDFC0009030.

Is the IFSC Code HDFC0009030 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Chirkunda?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Chirkunda branch?

The address of the branch is Gt Road Po Sarasa Pahari Gt Road Po Sarasa Pahari Chirkunda Dhanbad Jharkhand 828202 located in Dhanbad, Chirkunda, Jharkhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.