There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Hdfc Bank for its Uttrakhand Co-Operative Bank Ltd branch in Dehra Dun, Rishikesh, Uttarakhand, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Hdfc Bank situated in Dehra Dun or anywhere in Uttarakhand can easily transfer funds instantly by using the correct IFSC Code HDFC0CUCOBL. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Hdfc Bank, Uttrakhand Co-Operative Bank Ltd, Dehra Dun
Here are the key points that are associated with the IFSC Code HDFC0CUCOBL of Hdfc Bank for its branch located in Dehra Dun, within the district of Rishikesh in the state of Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0CUCOBL |
| Branch | Uttrakhand Co-Operative Bank Ltd |
| City | Dehra Dun |
| District | Rishikesh |
| State | Uttarakhand |
| Address | 637 , Laxman Jhoola Road , Rishikesh -249201, Uttarakhand |
These details are crucial, not just for online banking users but also for businesses and individuals who use Hdfc Bank in Dehra Dun for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0CUCOBL for the Uttrakhand Co-Operative Bank Ltd branch of Hdfc Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Uttrakhand Co-Operative Bank Ltd, Dehra Dun, Uttarakhand, are allotted a unique IFSC like HDFC0CUCOBL to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Dehra Dun.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Dehra Dun and Rishikesh.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Hdfc Bank in Uttrakhand Co-Operative Bank Ltd reaches the right place, even though there are thousands of branches in Uttarakhand and across India.
Format of the IFSC Code HDFC0CUCOBL
The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Hdfc Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Uttrakhand Co-Operative Bank Ltd in Dehra Dun.
For example, the IFSC Code HDFC0CUCOBL of Hdfc Bank for the Uttrakhand Co-Operative Bank Ltd branch has these elements, identifying the bank and the branch location in Dehra Dun and Uttarakhand correctly.
How to Find IFSC Code for Hdfc Bank?
If you are trying to find the IFSC Code HDFC0CUCOBL of Hdfc Bank for its Uttrakhand Co-Operative Bank Ltd branch located in Dehra Dun, the following methods can help:
Cheque Book
The cheque books that are issued by Hdfc Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Hdfc Bank branches in Dehra Dun and Rishikesh, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Hdfc Bank and find the branch locator section. Search for Uttrakhand Co-Operative Bank Ltd or Dehra Dun to get the exact IFSC Code HDFC0CUCOBL.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Hdfc Bank and Dehra Dun that will provide accurate information.
How to Use IFSC Code HDFC0CUCOBL for Online Transfers?
Once you have the IFSC Code HDFC0CUCOBL for the Uttrakhand Co-Operative Bank Ltd branch of Hdfc Bank in Dehra Dun, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code HDFC0CUCOBL. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0CUCOBL.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Hdfc Bank Uttrakhand Co-Operative Bank Ltd in Dehra Dun may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Uttrakhand Co-Operative Bank Ltd, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Dehra Dun manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is HDFC0CUCOBL.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 637 , Laxman Jhoola Road , Rishikesh -249201, Uttarakhand located in Dehra Dun, Rishikesh, Uttarakhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.