Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Hdfc Bank for its Shiva Sahakari Bank Niyamita branch in Davangere, Davangere, or Karnataka, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Hdfc Bank located in Davangere or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code HDFC0CSSBKN. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Shiva Sahakari Bank Niyamita, Davangere

The table below shows the main details of the IFSC Code HDFC0CSSBKN for the Hdfc Bank branch in Davangere, which falls under the Davangere district in Karnataka.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0CSSBKN
Branch Shiva Sahakari Bank Niyamita
City Davangere
District Davangere
State Karnataka
Address Administrative Office, Post Box No.48, Old Hospital Road, Davangere - 577001

These details help users in online banking and for businesses and individuals who use Hdfc Bank in Davangere for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0CSSBKN for the Shiva Sahakari Bank Niyamita branch of Hdfc Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Shiva Sahakari Bank Niyamita, Davangere, Karnataka, is provided with a unique IFSC like HDFC0CSSBKN to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Hdfc Bank branch in Davangere.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Davangere and Davangere.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Karnataka and the rest of India and the IFSC Code ensures that transactions meant for Hdfc Bank in Shiva Sahakari Bank Niyamita do not get mixed with another location.

Format of the IFSC Code HDFC0CSSBKN

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Hdfc Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Shiva Sahakari Bank Niyamita in Davangere.

For example, the IFSC Code HDFC0CSSBKN of Hdfc Bank for the Shiva Sahakari Bank Niyamita branch has these elements, identifying the bank and the branch location in Davangere and Karnataka correctly.

How to Find IFSC Code for Hdfc Bank?

If you are trying to find the IFSC Code HDFC0CSSBKN of Hdfc Bank for its Shiva Sahakari Bank Niyamita branch located in Davangere, the following methods can help:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Hdfc Bank branches in Davangere and Davangere, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for Shiva Sahakari Bank Niyamita or Davangere to get the exact IFSC Code HDFC0CSSBKN.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and Davangere, you'll get the correct details.

How to Use IFSC Code HDFC0CSSBKN for Online Transfers?

Once you have the IFSC Code HDFC0CSSBKN for the Shiva Sahakari Bank Niyamita branch of Hdfc Bank in Davangere, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0CSSBKN. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Hdfc Bank IFSC Code HDFC0CSSBKN.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Hdfc Bank Shiva Sahakari Bank Niyamita in Davangere, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Shiva Sahakari Bank Niyamita, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Davangere manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Shiva Sahakari Bank Niyamita, Davangere?

The IFSC Code is HDFC0CSSBKN.

Is the IFSC Code HDFC0CSSBKN permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Shiva Sahakari Bank Niyamita?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Shiva Sahakari Bank Niyamita branch?

The address of the branch is Administrative Office, Post Box No.48, Old Hospital Road, Davangere - 577001 located in Davangere, Davangere, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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