There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Hdfc Bank for its Siliguri Sevoke Road branch in Darjiling, Darjiling, West Bengal, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Hdfc Bank situated in Darjiling or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code HDFC0004717. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Hdfc Bank, Siliguri Sevoke Road, Darjiling
Here are some of the key details that come with the IFSC Code HDFC0004717 of Hdfc Bank for its branch located in Darjiling, within the district of Darjiling in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0004717 |
| Branch | Siliguri Sevoke Road |
| City | Darjiling |
| District | Darjiling |
| State | West Bengal |
| Address | Hdfc Bank Ltd 1St Floor Manoratan Plaza 2Nd Mile Sevoke Road Beside Club Town Darjeeling West Bengal 734001 |
These details helps users in online banking and for businesses and individuals who use Hdfc Bank in Darjiling for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0004717 for the Siliguri Sevoke Road branch of Hdfc Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Siliguri Sevoke Road, Darjiling, West Bengal, is provided with a unique IFSC like HDFC0004717 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Hdfc Bank branch in Darjiling.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Darjiling and Darjiling.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across West Bengal and the rest of India and the IFSC Code ensures that transactions meant for Hdfc Bank in Siliguri Sevoke Road do not get mixed with another location.
Format of the IFSC Code HDFC0004717
The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Hdfc Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Siliguri Sevoke Road in Darjiling.
For example, the IFSC Code HDFC0004717 of Hdfc Bank for the Siliguri Sevoke Road branch includes these elements, identifying the bank and the branch location in Darjiling and West Bengal accurately.
How to Find IFSC Code for Hdfc Bank?
If you are trying to find the IFSC Code HDFC0004717 of Hdfc Bank for its Siliguri Sevoke Road branch located in Darjiling, the following methods can help:
Cheque Book
The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Hdfc Bank branches in Darjiling and Darjiling, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for Siliguri Sevoke Road or Darjiling to get the exact IFSC Code HDFC0004717.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and Darjiling, you'll get the correct details.
How to Use IFSC Code HDFC0004717 for Online Transfers?
Once you have the IFSC Code HDFC0004717 for the Siliguri Sevoke Road branch of Hdfc Bank in Darjiling, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code HDFC0004717. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Hdfc Bank IFSC Code HDFC0004717.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Hdfc Bank Siliguri Sevoke Road in Darjiling, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Siliguri Sevoke Road, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Darjiling manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is HDFC0004717.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Hdfc Bank Ltd 1St Floor Manoratan Plaza 2Nd Mile Sevoke Road Beside Club Town Darjeeling West Bengal 734001 located in Darjiling, Darjiling, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.