The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Hdfc Bank for its Matigara branch in Darjiling, Matigarahat, West Bengal, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Hdfc Bank located in Darjiling or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code HDFC0001182. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Hdfc Bank, Matigara, Darjiling

Below in the table are the key details related to IFSC Code HDFC0001182 of Hdfc Bank for its branch located in Darjiling, within the district of Matigarahat in the state of West Bengal.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0001182
Branch Matigara
City Darjiling
District Matigarahat
State West Bengal
Address S No G0002 City Centre Block G Uttarayan Matigarahat Dist Darjeeling West Bengal Matigarahat West Bengal 734010

These details helps users in online banking and for businesses and individuals who use Hdfc Bank in Darjiling for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0001182 for the Matigara branch of Hdfc Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Matigara, Darjiling, West Bengal, is provided a unique IFSC like HDFC0001182 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Hdfc Bank branch in Darjiling.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Darjiling and Matigarahat.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Hdfc Bank in Matigara do not get misguided to another person.

Format of the IFSC Code HDFC0001182

This is the format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Hdfc Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Matigara in Darjiling.

For example, the IFSC Code HDFC0001182 of Hdfc Bank for the Matigara branch includes these elements, identifying the bank and the branch location in Darjiling and West Bengal accurately.

How to Find IFSC Code for Hdfc Bank?

If you are trying to find the IFSC Code HDFC0001182 of Hdfc Bank for its Matigara branch located in Darjiling, the following methods can help:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Hdfc Bank branches in Darjiling and Matigarahat, print them on the first page of your passbook.

Bank Website

Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for Matigara or Darjiling to get the exact IFSC Code HDFC0001182.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and Darjiling, you'll get the correct details.

How to Use IFSC Code HDFC0001182 for Online Transfers?

Once you have the IFSC Code HDFC0001182 for the Matigara branch of Hdfc Bank in Darjiling, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0001182. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0001182.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Hdfc Bank Matigara in Darjiling may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Matigara, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Darjiling to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Matigara, Darjiling?

The IFSC Code is HDFC0001182.

Is the IFSC Code HDFC0001182 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Matigara?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Matigara branch?

The address of the branch is S No G0002 City Centre Block G Uttarayan Matigarahat Dist Darjeeling West Bengal Matigarahat West Bengal 734010 located in Darjiling, Matigarahat, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.