Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Hdfc Bank for its Siliguri Industrial Estate Branch branch in Darjeeling, Darjeeling, or West Bengal, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Hdfc Bank located in Darjeeling or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code HDFC0009458. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Hdfc Bank, Siliguri Industrial Estate Branch, Darjeeling
The table below shows the main details of the IFSC Code HDFC0009458 for the Hdfc Bank branch in Darjeeling, which falls under the Darjeeling district in West Bengal.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0009458 |
| Branch | Siliguri Industrial Estate Branch |
| City | Darjeeling |
| District | Darjeeling |
| State | West Bengal |
| Address | Sevoke 1 Lower Gr Flr Opp Sachitra Hote Sevoke Rd Ward No 43 Siliguri Darjeeling West Bengal 734001 |
These details helps users in online banking and for businesses and individuals who use Hdfc Bank in Darjeeling for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0009458 for the Siliguri Industrial Estate Branch branch of Hdfc Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Siliguri Industrial Estate Branch, Darjeeling, West Bengal, are allotted a unique IFSC like HDFC0009458 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Darjeeling.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Darjeeling and Darjeeling.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Hdfc Bank in Siliguri Industrial Estate Branch reaches the right place, even though there are thousands of branches in West Bengal and across India.
Format of the IFSC Code HDFC0009458
The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Hdfc Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Siliguri Industrial Estate Branch in Darjeeling.
For example, the IFSC Code HDFC0009458 of Hdfc Bank for the Siliguri Industrial Estate Branch branch has these elements, identifying the bank and the branch location in Darjeeling and West Bengal correctly.
How to Find IFSC Code for Hdfc Bank?
If you are looking for the IFSC Code HDFC0009458 of Hdfc Bank for its Siliguri Industrial Estate Branch branch located in Darjeeling, the following methods can help:
Cheque Book
The cheque book that is issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Hdfc Bank branches in Darjeeling and Darjeeling, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Hdfc Bank and look for the branch locator section, then search for Siliguri Industrial Estate Branch or Darjeeling to get the exact IFSC Code HDFC0009458.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Hdfc Bank and Darjeeling, then it will provide you proper information.
How to Use IFSC Code HDFC0009458 for Online Transfers?
Once you have the IFSC Code HDFC0009458 for the Siliguri Industrial Estate Branch branch of Hdfc Bank in Darjeeling, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code HDFC0009458. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Hdfc Bank IFSC Code HDFC0009458.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Hdfc Bank Siliguri Industrial Estate Branch in Darjeeling, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Siliguri Industrial Estate Branch, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Darjeeling manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is HDFC0009458.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Sevoke 1 Lower Gr Flr Opp Sachitra Hote Sevoke Rd Ward No 43 Siliguri Darjeeling West Bengal 734001 located in Darjeeling, Darjeeling, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.