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IFSC Code of Hdfc Bank, Mangalabag, Cuttack, Odisha — HDFC0004347

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Hdfc Bank for its Mangalabag branch in Cuttack, Cuttack, Odisha, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Hdfc Bank located in Cuttack or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code HDFC0004347. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Hdfc Bank, Mangalabag, Cuttack

Here are the main details that are associated with the IFSC Code HDFC0004347 of Hdfc Bank for its branch located in Cuttack, within the district of Cuttack in the state of Odisha.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0004347
Branch Mangalabag
City Cuttack
District Cuttack
State Odisha
Address Hdfc Bank Ltd Mangalabag Cuttack Cuttack Odisha753001

These details helps users in online banking and for businesses and individuals who use Hdfc Bank in Cuttack for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0004347 for the Mangalabag branch of Hdfc Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like HDFC0004347 is given to every bank branch, including Hdfc Bank located in Mangalabag, Cuttack, Odisha, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Hdfc Bank branch in Cuttack.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Cuttack and Cuttack.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Odisha and the rest of India, which is why the IFSC Code ensures that transactions meant for Hdfc Bank in Mangalabag doesn't end up at another location.

Format of the IFSC Code HDFC0004347

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mangalabag in Cuttack.

For example, the IFSC Code HDFC0004347 of Hdfc Bank for the Mangalabag branch includes these elements, identifying the bank and the branch location in Cuttack and Odisha accurately.

How to Find IFSC Code for Hdfc Bank?

To find the IFSC Code HDFC0004347 of Hdfc Bank for its Mangalabag branch located in Cuttack, the following methods can help you out:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Hdfc Bank branches in Cuttack and Cuttack, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Hdfc Bank and go to the branch locator section. Then search for Mangalabag or Cuttack to find the exact IFSC Code HDFC0004347.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Hdfc Bank and Cuttack will provide accurate information.

How to Use IFSC Code HDFC0004347 for Online Transfers?

Once you have the IFSC Code HDFC0004347 for the Mangalabag branch of Hdfc Bank in Cuttack, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0004347. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Hdfc Bank IFSC Code HDFC0004347.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Hdfc Bank Mangalabag in Cuttack, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Hdfc Bank in Mangalabag, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Cuttack manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank Mangalabag Cuttack?

The IFSC Code of the Mangalabag Cuttack branch is HDFC0004347.

Is IFSC Code HDFC0004347 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Hdfc Bank Mangalabag branch?

The branch is located at Hdfc Bank Ltd Mangalabag Cuttack Cuttack Odisha753001.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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