Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Hdfc Bank for its Basudevpur branch in Cuttack, Basudebpur, Odisha, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Hdfc Bank located in Cuttack or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code HDFC0008084. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Basudevpur, Cuttack

Here are some of the key details that come with the IFSC Code HDFC0008084 of Hdfc Bank for its branch located in Cuttack, within the district of Basudebpur in the state of Odisha.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0008084
Branch Basudevpur
City Cuttack
District Basudebpur
State Odisha
Address Grd Floor Plot No 380 5838 Opp Axis Bank Dhamara Road Basudevpur Basudebpur Odisha 756125

These details help users in online banking and for businesses and individuals who use Hdfc Bank in Cuttack for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0008084 for the Basudevpur branch of Hdfc Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Basudevpur, Cuttack, Odisha, are given a unique IFSC like HDFC0008084 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Cuttack.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Cuttack and Basudebpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Hdfc Bank in Basudevpur goes to the correct branch. This is important because Hdfc Bank has thousands of branches in Odisha and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code HDFC0008084

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Basudevpur in Cuttack.

For example, the IFSC Code HDFC0008084 of Hdfc Bank for the Basudevpur branch includes these elements, identifying the bank and the branch location in Cuttack and Odisha accurately.

How to Find IFSC Code for Hdfc Bank?

To find the IFSC Code HDFC0008084 of Hdfc Bank for its Basudevpur branch located in Cuttack, the following methods can help you out:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Hdfc Bank branches in Cuttack and Basudebpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Hdfc Bank and go to the branch locator section. Then search for Basudevpur or Cuttack to find the exact IFSC Code HDFC0008084.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Hdfc Bank and Cuttack will provide accurate information.

How to Use IFSC Code HDFC0008084 for Online Transfers?

If you have the IFSC Code HDFC0008084 for the Basudevpur branch of Hdfc Bank in Cuttack, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0008084. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Hdfc Bank IFSC Code HDFC0008084.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Hdfc Bank Basudevpur in Cuttack, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Basudevpur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Cuttack to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Basudevpur, Cuttack?

The IFSC Code is HDFC0008084.

Is the IFSC Code HDFC0008084 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Basudevpur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Basudevpur branch?

The address of the branch is Grd Floor Plot No 380 5838 Opp Axis Bank Dhamara Road Basudevpur Basudebpur Odisha 756125 located in Cuttack, Basudebpur, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.