Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Hdfc Bank for its Gole Gujral branch in Cuddalore, Aitham, or Jammu And Kashmir, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Hdfc Bank located in Cuddalore or anywhere in Jammu And Kashmir can transfer funds instantly by using the correct IFSC Code HDFC0007695. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Gole Gujral, Cuddalore

Here are the main details that are associated with the IFSC Code HDFC0007695 of Hdfc Bank for its branch located in Cuddalore, within the district of Aitham in the state of Jammu And Kashmir.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0007695
Branch Gole Gujral
City Cuddalore
District Aitham
State Jammu And Kashmir
Address Grd Floor Main Road Gole Gujral Opp Guru Nanak Public School Aitham Jammu And Kashmir 180002

These details help users in online banking and for businesses and individuals who use Hdfc Bank in Cuddalore for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0007695 for the Gole Gujral branch of Hdfc Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Gole Gujral, Cuddalore, Jammu And Kashmir, are given a unique IFSC like HDFC0007695 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Cuddalore.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Cuddalore and Aitham.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Hdfc Bank in Gole Gujral goes to the correct branch. This is important because Hdfc Bank has thousands of branches in Jammu And Kashmir and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code HDFC0007695

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Hdfc Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gole Gujral in Cuddalore.

For example, the IFSC Code HDFC0007695 of Hdfc Bank for the Gole Gujral branch includes these elements, identifying the bank and the branch location in Cuddalore and Jammu And Kashmir accurately.

How to Find IFSC Code for Hdfc Bank?

If you are trying to find the IFSC Code HDFC0007695 of Hdfc Bank for its Gole Gujral branch located in Cuddalore, the following methods can help:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Hdfc Bank branches in Cuddalore and Aitham, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for Gole Gujral or Cuddalore to get the exact IFSC Code HDFC0007695.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and Cuddalore, you'll get the correct details.

How to Use IFSC Code HDFC0007695 for Online Transfers?

Once you have the IFSC Code HDFC0007695 for the Gole Gujral branch of Hdfc Bank in Cuddalore, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0007695. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0007695.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Hdfc Bank Gole Gujral in Cuddalore may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Hdfc Bank in Gole Gujral, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Cuddalore manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank Gole Gujral Cuddalore?

The IFSC Code of the Gole Gujral Cuddalore branch is HDFC0007695.

Is IFSC Code HDFC0007695 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Hdfc Bank Gole Gujral branch?

The branch is located at Grd Floor Main Road Gole Gujral Opp Guru Nanak Public School Aitham Jammu And Kashmir 180002.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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