Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Hdfc Bank for its Karwi Mafi branch in Chitrakoot, Karwi, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Hdfc Bank located in Chitrakoot or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code HDFC0002656. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Karwi Mafi, Chitrakoot

Here are the key points that are associated with the IFSC Code HDFC0002656 of Hdfc Bank for its branch located in Chitrakoot, within the district of Karwi in the state of Uttar Pradesh.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0002656
Branch Karwi Mafi
City Chitrakoot
District Karwi
State Uttar Pradesh
Address Hdfc Bank Ltd., Pandey Complex, Khasra No 784, Village Karvi Mafi, Banda - Allahabad Road, Tehsil - Karwi, Dist. - Chitrakoot Uttar Pradesh 210205

These details are essential not only for online banking users but also for businesses and individuals who use Hdfc Bank in Chitrakoot for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0002656 for the Karwi Mafi branch of Hdfc Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Karwi Mafi, Chitrakoot, Uttar Pradesh, is provided a unique IFSC like HDFC0002656 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Hdfc Bank branch in Chitrakoot.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Chitrakoot and Karwi.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Hdfc Bank in Karwi Mafi do not get misguided to another person.

Format of the IFSC Code HDFC0002656

This is the format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Hdfc Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Karwi Mafi in Chitrakoot.

For example, the IFSC Code HDFC0002656 of Hdfc Bank for the Karwi Mafi branch includes these elements, identifying the bank and the branch location in Chitrakoot and Uttar Pradesh accurately.

How to Find IFSC Code for Hdfc Bank?

If you are looking for the IFSC Code HDFC0002656 of Hdfc Bank for its Karwi Mafi branch located in Chitrakoot, the following methods can help:

Cheque Book

The cheque book that is issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Hdfc Bank branches in Chitrakoot and Karwi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Hdfc Bank and look for the branch locator section, then search for Karwi Mafi or Chitrakoot to get the exact IFSC Code HDFC0002656.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Hdfc Bank and Chitrakoot, then it will provide you proper information.

How to Use IFSC Code HDFC0002656 for Online Transfers?

Once you have the IFSC Code HDFC0002656 for the Karwi Mafi branch of Hdfc Bank in Chitrakoot, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code HDFC0002656. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0002656.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Karwi Mafi in Chitrakoot, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Karwi Mafi, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Chitrakoot manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Karwi Mafi, Chitrakoot?

The IFSC Code is HDFC0002656.

Is the IFSC Code HDFC0002656 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Karwi Mafi?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Karwi Mafi branch?

The address of the branch is Hdfc Bank Ltd., Pandey Complex, Khasra No 784, Village Karvi Mafi, Banda - Allahabad Road, Tehsil - Karwi, Dist. - Chitrakoot Uttar Pradesh 210205 located in Chitrakoot, Karwi, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.