There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Hdfc Bank for its Chitrakoot Dham branch in Chitrakoot, Chitrakoot Dham, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Hdfc Bank situated in Chitrakoot or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code HDFC0003290. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Hdfc Bank, Chitrakoot Dham, Chitrakoot
Here are the main details that are associated with the IFSC Code HDFC0003290 of Hdfc Bank for its branch located in Chitrakoot, within the district of Chitrakoot Dham in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0003290 |
| Branch | Chitrakoot Dham |
| City | Chitrakoot |
| District | Chitrakoot Dham |
| State | Uttar Pradesh |
| Address | Hdfc Bank Ltd Grd Floor Shri Sadguru Seva Sangh Trust Jankikund Chitrakoot Dham Uttar Pradesh 210204 |
These details help users in online banking and for businesses and individuals who use Hdfc Bank in Chitrakoot for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0003290 for the Chitrakoot Dham branch of Hdfc Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Chitrakoot Dham, Chitrakoot, Uttar Pradesh, is provided a unique IFSC like HDFC0003290 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Hdfc Bank branch in Chitrakoot.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Chitrakoot and Chitrakoot Dham.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Hdfc Bank in Chitrakoot Dham do not get misguided to another person.
Format of the IFSC Code HDFC0003290
The format of the IFSC Code for banks, including Hdfc Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chitrakoot Dham in Chitrakoot.
For example, the IFSC Code HDFC0003290 of Hdfc Bank for the Chitrakoot Dham branch includes these elements, identifying the bank and the branch location in Chitrakoot and Uttar Pradesh correctly.
How to Find IFSC Code for Hdfc Bank?
If you are trying to find the IFSC Code HDFC0003290 of Hdfc Bank for its Chitrakoot Dham branch located in Chitrakoot, the following methods can help:
Cheque Book
The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Hdfc Bank branches in Chitrakoot and Chitrakoot Dham, print them on the first page of your passbook.
Bank Website
Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for Chitrakoot Dham or Chitrakoot to get the exact IFSC Code HDFC0003290.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and Chitrakoot, you'll get the correct details.
How to Use IFSC Code HDFC0003290 for Online Transfers?
Once you have the IFSC Code HDFC0003290 for the Chitrakoot Dham branch of Hdfc Bank in Chitrakoot, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code HDFC0003290. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0003290.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Hdfc Bank Chitrakoot Dham in Chitrakoot may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Chitrakoot Dham, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Chitrakoot to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is HDFC0003290.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Hdfc Bank Ltd Grd Floor Shri Sadguru Seva Sangh Trust Jankikund Chitrakoot Dham Uttar Pradesh 210204 located in Chitrakoot, Chitrakoot Dham, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.