For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Hdfc Bank for its Chennai - R A Puram branch in Chennai, Chennai, Tamil Nadu, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Hdfc Bank located in Chennai or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code HDFC0000141. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Chennai - R A Puram, Chennai

Below in the table are the key details related to IFSC Code HDFC0000141 of Hdfc Bank for its branch located in Chennai, within the district of Chennai in the state of Tamil Nadu.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0000141
Branch Chennai - R A Puram
City Chennai
District Chennai
State Tamil Nadu
Address No.10, Third Cross Street,R.A.Puramchennaitamilnadu600028

These details help users in online banking and for businesses and individuals who use Hdfc Bank in Chennai for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0000141 for the Chennai - R A Puram branch of Hdfc Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Chennai - R A Puram, Chennai, Tamil Nadu, are given a unique IFSC like HDFC0000141 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Chennai.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Chennai and Chennai.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Hdfc Bank in Chennai - R A Puram goes to the correct branch. This is important because Hdfc Bank has thousands of branches in Tamil Nadu and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code HDFC0000141

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Hdfc Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chennai - R A Puram in Chennai.

For example, the IFSC Code HDFC0000141 of Hdfc Bank for the Chennai - R A Puram branch includes these elements, identifying the bank and the branch location in Chennai and Tamil Nadu accurately.

How to Find IFSC Code for Hdfc Bank?

If you are looking for the IFSC Code HDFC0000141 of Hdfc Bank for its Chennai - R A Puram branch located in Chennai, the following methods can help:

Cheque Book

The cheque book that is issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Hdfc Bank branches in Chennai and Chennai, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Hdfc Bank and look for the branch locator section, then search for Chennai - R A Puram or Chennai to get the exact IFSC Code HDFC0000141.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Hdfc Bank and Chennai, then it will provide you proper information.

How to Use IFSC Code HDFC0000141 for Online Transfers?

If you have the IFSC Code HDFC0000141 for the Chennai - R A Puram branch of Hdfc Bank in Chennai, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0000141. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Hdfc Bank IFSC Code HDFC0000141.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Hdfc Bank Chennai - R A Puram in Chennai, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Chennai - R A Puram, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Chennai manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank Chennai - R A Puram Chennai?

The IFSC Code of the Chennai - R A Puram Chennai branch is HDFC0000141.

Is IFSC Code HDFC0000141 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Hdfc Bank Chennai - R A Puram branch?

The branch is located at No.10, Third Cross Street,R.A.Puramchennaitamilnadu600028.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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