The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Hdfc Bank for its Padao branch in Chandauli, Madiya, Uttar Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Hdfc Bank located in Chandauli or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code HDFC0005112. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Hdfc Bank, Padao, Chandauli
Here are some of the key details that come with the IFSC Code HDFC0005112 of Hdfc Bank for its branch located in Chandauli, within the district of Madiya in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0005112 |
| Branch | Padao |
| City | Chandauli |
| District | Madiya |
| State | Uttar Pradesh |
| Address | Arazi No 278 1 Mi And 278 2 Mi Mauza Dandi Pargana Mawae Tehsil Mugalsarai Madiya U P 232101 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Hdfc Bank in Chandauli for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0005112 for the Padao branch of Hdfc Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Padao, Chandauli, Uttar Pradesh, is provided with a unique IFSC like HDFC0005112 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Hdfc Bank branch in Chandauli.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Chandauli and Madiya.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Hdfc Bank in Padao do not get mixed with another location.
Format of the IFSC Code HDFC0005112
The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Padao in Chandauli.
For example, the IFSC Code HDFC0005112 of Hdfc Bank for the Padao branch includes these elements, identifying the bank and the branch location in Chandauli and Uttar Pradesh accurately.
How to Find IFSC Code for Hdfc Bank?
If you are looking for the IFSC Code HDFC0005112 of Hdfc Bank for its Padao branch located in Chandauli, the following methods can help:
Cheque Book
The cheque book that is issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Hdfc Bank branches in Chandauli and Madiya, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Hdfc Bank and look for the branch locator section, then search for Padao or Chandauli to get the exact IFSC Code HDFC0005112.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Hdfc Bank and Chandauli, then it will provide you proper information.
How to Use IFSC Code HDFC0005112 for Online Transfers?
Once you have the IFSC Code HDFC0005112 for the Padao branch of Hdfc Bank in Chandauli, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code HDFC0005112. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Hdfc Bank IFSC Code HDFC0005112.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Hdfc Bank Padao in Chandauli, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Padao, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Chandauli to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is HDFC0005112.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Arazi No 278 1 Mi And 278 2 Mi Mauza Dandi Pargana Mawae Tehsil Mugalsarai Madiya U P 232101 located in Chandauli, Madiya, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.