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IFSC Code of Hdfc Bank, Hospital Road N S Avenue Silchar, Silchar, Assam — HDFC0004247

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Hdfc Bank for its Hospital Road N S Avenue Silchar branch in Cachar, Silchar, Assam, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Hdfc Bank located in Cachar or anywhere in Assam can transfer funds instantly by using the correct IFSC Code HDFC0004247. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Hospital Road N S Avenue Silchar, Cachar

Here are the key points that are associated with the IFSC Code HDFC0004247 of Hdfc Bank for its branch located in Cachar, within the district of Silchar in the state of Assam.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0004247
Branch Hospital Road N S Avenue Silchar
City Cachar
District Silchar
State Assam
Address Hdfc Bank Ltdn S Avenue Silchar Silchar Assam 788005

These details are important not only for users using online banking but also for businesses and individuals who use Hdfc Bank in Cachar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code HDFC0004247 for the Hospital Road N S Avenue Silchar branch of Hdfc Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Hospital Road N S Avenue Silchar, Cachar, Assam, are given a unique IFSC like HDFC0004247 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Cachar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Cachar and Silchar.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Hdfc Bank in Hospital Road N S Avenue Silchar goes to the correct branch. This is important because Hdfc Bank has thousands of branches in Assam and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code HDFC0004247

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Hospital Road N S Avenue Silchar in Cachar.

For example, the IFSC Code HDFC0004247 of Hdfc Bank for the Hospital Road N S Avenue Silchar branch includes these elements, identifying the bank and the branch location in Cachar and Assam accurately.

How to Find IFSC Code for Hdfc Bank?

If you are trying to find the IFSC Code HDFC0004247 of Hdfc Bank for its Hospital Road N S Avenue Silchar branch located in Cachar, the following methods can help:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Hdfc Bank branches in Cachar and Silchar, print them on the first page of your passbook.

Bank Website

Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for Hospital Road N S Avenue Silchar or Cachar to get the exact IFSC Code HDFC0004247.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and Cachar, you'll get the correct details.

How to Use IFSC Code HDFC0004247 for Online Transfers?

Once you have the IFSC Code HDFC0004247 for the Hospital Road N S Avenue Silchar branch of Hdfc Bank in Cachar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code HDFC0004247. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0004247.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Hospital Road N S Avenue Silchar in Cachar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Hospital Road N S Avenue Silchar, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Cachar manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank Hospital Road N S Avenue Silchar Cachar?

The IFSC Code of the Hospital Road N S Avenue Silchar Cachar branch is HDFC0004247.

Is IFSC Code HDFC0004247 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Hdfc Bank Hospital Road N S Avenue Silchar branch?

The branch is located at Hdfc Bank Ltdn S Avenue Silchar Silchar Assam 788005.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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