For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Hdfc Bank for its Dumraon branch in Buxar, Dumraon, Bihar, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Hdfc Bank located in Buxar or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code HDFC0005848. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Dumraon, Buxar

Here are the main details that are associated with the IFSC Code HDFC0005848 of Hdfc Bank for its branch located in Buxar, within the district of Dumraon in the state of Bihar.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0005848
Branch Dumraon
City Buxar
District Dumraon
State Bihar
Address Grd Floor Station Road Near Bank Of Baroda Dumraon Bihar 802119

These details are essential not only for online banking users but also for businesses and individuals who use Hdfc Bank in Buxar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0005848 for the Dumraon branch of Hdfc Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Dumraon, Buxar, Bihar, are allotted a unique IFSC like HDFC0005848 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Buxar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Buxar and Dumraon.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Hdfc Bank in Dumraon reaches the right place, even though there are thousands of branches in Bihar and across India.

Format of the IFSC Code HDFC0005848

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Hdfc Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Dumraon in Buxar.

For example, the IFSC Code HDFC0005848 of Hdfc Bank for the Dumraon branch has these elements, identifying the bank and the branch location in Buxar and Bihar correctly.

How to Find IFSC Code for Hdfc Bank?

If you are looking for the IFSC Code HDFC0005848 of Hdfc Bank for its Dumraon branch located in Buxar, the following methods can help:

Cheque Book

The cheque book that is issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Hdfc Bank branches in Buxar and Dumraon, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Hdfc Bank and look for the branch locator section, then search for Dumraon or Buxar to get the exact IFSC Code HDFC0005848.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Hdfc Bank and Buxar, then it will provide you proper information.

How to Use IFSC Code HDFC0005848 for Online Transfers?

Once you have the IFSC Code HDFC0005848 for the Dumraon branch of Hdfc Bank in Buxar, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0005848. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Hdfc Bank IFSC Code HDFC0005848.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Hdfc Bank Dumraon in Buxar, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Dumraon, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Buxar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Dumraon, Buxar?

The IFSC Code is HDFC0005848.

Is the IFSC Code HDFC0005848 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Dumraon?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Dumraon branch?

The address of the branch is Grd Floor Station Road Near Bank Of Baroda Dumraon Bihar 802119 located in Buxar, Dumraon, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.