There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Hdfc Bank for its The Chikhli Urban Co Op Bank Ltd branch in Buldhana, Sakharkherda, Maharashtra, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Hdfc Bank situated in Buldhana or anywhere in Maharashtra can easily transfer funds instantly by using the correct IFSC Code HDFC0CCUB04. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Hdfc Bank, The Chikhli Urban Co Op Bank Ltd, Buldhana
Below in the table are the key details related to IFSC Code HDFC0CCUB04 of Hdfc Bank for its branch located in Buldhana, within the district of Sakharkherda in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0CCUB04 |
| Branch | The Chikhli Urban Co Op Bank Ltd |
| City | Buldhana |
| District | Sakharkherda |
| State | Maharashtra |
| Address | Bus Stand, Main Road, Sakharkherda |
These details are important not only for users using online banking but also for businesses and individuals who use Hdfc Bank in Buldhana for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code HDFC0CCUB04 for the The Chikhli Urban Co Op Bank Ltd branch of Hdfc Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in The Chikhli Urban Co Op Bank Ltd, Buldhana, Maharashtra, are allotted a unique IFSC like HDFC0CCUB04 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Buldhana.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Buldhana and Sakharkherda.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Hdfc Bank in The Chikhli Urban Co Op Bank Ltd reaches the right place, even though there are thousands of branches in Maharashtra and across India.
Format of the IFSC Code HDFC0CCUB04
The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Chikhli Urban Co Op Bank Ltd in Buldhana.
For example, the IFSC Code HDFC0CCUB04 of Hdfc Bank for the The Chikhli Urban Co Op Bank Ltd branch includes these elements, identifying the bank and the branch location in Buldhana and Maharashtra accurately.
How to Find IFSC Code for Hdfc Bank?
If you are looking for the IFSC Code HDFC0CCUB04 of Hdfc Bank for its The Chikhli Urban Co Op Bank Ltd branch located in Buldhana, the following methods can help:
Cheque Book
The cheque book that is issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Hdfc Bank branches in Buldhana and Sakharkherda, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Hdfc Bank and look for the branch locator section, then search for The Chikhli Urban Co Op Bank Ltd or Buldhana to get the exact IFSC Code HDFC0CCUB04.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Hdfc Bank and Buldhana, then it will provide you proper information.
How to Use IFSC Code HDFC0CCUB04 for Online Transfers?
Once you have the IFSC Code HDFC0CCUB04 for the The Chikhli Urban Co Op Bank Ltd branch of Hdfc Bank in Buldhana, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code HDFC0CCUB04. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0CCUB04.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank The Chikhli Urban Co Op Bank Ltd in Buldhana, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Hdfc Bank in The Chikhli Urban Co Op Bank Ltd, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Buldhana manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is HDFC0CCUB04.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Bus Stand, Main Road, Sakharkherda located in Buldhana, Sakharkherda, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.