For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Hdfc Bank for its The Chikhli Urban Co Op Bank Ltd branch in Buldhana, Deulgaon Raja, Maharashtra, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Hdfc Bank located in Buldhana or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code HDFC0CCUB02. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Hdfc Bank, The Chikhli Urban Co Op Bank Ltd, Buldhana
Here are the main details that are associated with the IFSC Code HDFC0CCUB02 of Hdfc Bank for its branch located in Buldhana, within the district of Deulgaon Raja in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0CCUB02 |
| Branch | The Chikhli Urban Co Op Bank Ltd |
| City | Buldhana |
| District | Deulgaon Raja |
| State | Maharashtra |
| Address | Ahinsa Marge, Deulgaon Raja |
These details help users in online banking and for businesses and individuals who use Hdfc Bank in Buldhana for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0CCUB02 for the The Chikhli Urban Co Op Bank Ltd branch of Hdfc Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like HDFC0CCUB02 is given to every bank branch, including Hdfc Bank located in The Chikhli Urban Co Op Bank Ltd, Buldhana, Maharashtra, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Hdfc Bank branch in Buldhana.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Buldhana and Deulgaon Raja.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for Hdfc Bank in The Chikhli Urban Co Op Bank Ltd doesn't end up at another location.
Format of the IFSC Code HDFC0CCUB02
The format of the IFSC Code for banks, including Hdfc Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Chikhli Urban Co Op Bank Ltd in Buldhana.
For example, the IFSC Code HDFC0CCUB02 of Hdfc Bank for the The Chikhli Urban Co Op Bank Ltd branch includes these elements, identifying the bank and the branch location in Buldhana and Maharashtra correctly.
How to Find IFSC Code for Hdfc Bank?
If you are trying to find the IFSC Code HDFC0CCUB02 of Hdfc Bank for its The Chikhli Urban Co Op Bank Ltd branch located in Buldhana, the following methods can help:
Cheque Book
The cheque books that are issued by Hdfc Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Hdfc Bank branches in Buldhana and Deulgaon Raja, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Hdfc Bank and find the branch locator section. Search for The Chikhli Urban Co Op Bank Ltd or Buldhana to get the exact IFSC Code HDFC0CCUB02.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Hdfc Bank and Buldhana that will provide accurate information.
How to Use IFSC Code HDFC0CCUB02 for Online Transfers?
Once you have the IFSC Code HDFC0CCUB02 for the The Chikhli Urban Co Op Bank Ltd branch of Hdfc Bank in Buldhana, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code HDFC0CCUB02. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0CCUB02.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank The Chikhli Urban Co Op Bank Ltd in Buldhana, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in The Chikhli Urban Co Op Bank Ltd, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Buldhana to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is HDFC0CCUB02.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Ahinsa Marge, Deulgaon Raja located in Buldhana, Deulgaon Raja, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.