For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Hdfc Bank for its Khamgaon Urban Co-Op Bank Ltd. branch in Buldhana, Janephal, Maharashtra, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Hdfc Bank located in Buldhana or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code HDFC0CKUB10. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Hdfc Bank, Khamgaon Urban Co-Op Bank Ltd., Buldhana
Here are the main details that are associated with the IFSC Code HDFC0CKUB10 of Hdfc Bank for its branch located in Buldhana, within the district of Janephal in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0CKUB10 |
| Branch | Khamgaon Urban Co-Op Bank Ltd. |
| City | Buldhana |
| District | Janephal |
| State | Maharashtra |
| Address | Gandhi Chowk,Janefal |
These details are crucial, not just for online banking users but also for businesses and individuals who use Hdfc Bank in Buldhana for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0CKUB10 for the Khamgaon Urban Co-Op Bank Ltd. branch of Hdfc Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like HDFC0CKUB10 is given to every bank branch, including Hdfc Bank located in Khamgaon Urban Co-Op Bank Ltd., Buldhana, Maharashtra, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Hdfc Bank branch in Buldhana.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Buldhana and Janephal.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for Hdfc Bank in Khamgaon Urban Co-Op Bank Ltd. doesn't end up at another location.
Format of the IFSC Code HDFC0CKUB10
The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Hdfc Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Khamgaon Urban Co-Op Bank Ltd. in Buldhana.
For example, the IFSC Code HDFC0CKUB10 of Hdfc Bank for the Khamgaon Urban Co-Op Bank Ltd. branch has these elements, identifying the bank and the branch location in Buldhana and Maharashtra correctly.
How to Find IFSC Code for Hdfc Bank?
If you are looking for the IFSC Code HDFC0CKUB10 of Hdfc Bank for its Khamgaon Urban Co-Op Bank Ltd. branch located in Buldhana, the following methods can help:
Cheque Book
The cheque book that is issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Hdfc Bank branches in Buldhana and Janephal, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Hdfc Bank and look for the branch locator section, then search for Khamgaon Urban Co-Op Bank Ltd. or Buldhana to get the exact IFSC Code HDFC0CKUB10.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Hdfc Bank and Buldhana, then it will provide you proper information.
How to Use IFSC Code HDFC0CKUB10 for Online Transfers?
Once you have the IFSC Code HDFC0CKUB10 for the Khamgaon Urban Co-Op Bank Ltd. branch of Hdfc Bank in Buldhana, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code HDFC0CKUB10. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Hdfc Bank IFSC Code HDFC0CKUB10.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Hdfc Bank Khamgaon Urban Co-Op Bank Ltd. in Buldhana, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Khamgaon Urban Co-Op Bank Ltd., here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Buldhana manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is HDFC0CKUB10.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Gandhi Chowk,Janefal located in Buldhana, Janephal, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.