The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Hdfc Bank for its Bongaigaon branch in Bongaigaon, Bongaigaon, Assam, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Hdfc Bank located in Bongaigaon or anywhere in Assam can transfer funds instantly by using the correct IFSC Code HDFC0001645. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Hdfc Bank, Bongaigaon, Bongaigaon

Here are the key points that are associated with the IFSC Code HDFC0001645 of Hdfc Bank for its branch located in Bongaigaon, within the district of Bongaigaon in the state of Assam.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0001645
Branch Bongaigaon
City Bongaigaon
District Bongaigaon
State Assam
Address Chapaguri Road,Boc Gate,North Bongaigaon,

These details helps users in online banking and for businesses and individuals who use Hdfc Bank in Bongaigaon for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0001645 for the Bongaigaon branch of Hdfc Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Bongaigaon, Bongaigaon, Assam, is provided a unique IFSC like HDFC0001645 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Hdfc Bank branch in Bongaigaon.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Bongaigaon and Bongaigaon.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Assam and the rest of India, the IFSC Code ensures that transactions meant for Hdfc Bank in Bongaigaon do not get misguided to another person.

Format of the IFSC Code HDFC0001645

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Hdfc Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Bongaigaon in Bongaigaon.

For example, the IFSC Code HDFC0001645 of Hdfc Bank for the Bongaigaon branch has these elements, identifying the bank and the branch location in Bongaigaon and Assam correctly.

How to Find IFSC Code for Hdfc Bank?

If you are trying to find the IFSC Code HDFC0001645 of Hdfc Bank for its Bongaigaon branch located in Bongaigaon, the following methods can help:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Hdfc Bank branches in Bongaigaon and Bongaigaon, print them on the first page of your passbook.

Bank Website

Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for Bongaigaon or Bongaigaon to get the exact IFSC Code HDFC0001645.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and Bongaigaon, you'll get the correct details.

How to Use IFSC Code HDFC0001645 for Online Transfers?

Once you have the IFSC Code HDFC0001645 for the Bongaigaon branch of Hdfc Bank in Bongaigaon, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0001645. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0001645.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Hdfc Bank Bongaigaon in Bongaigaon may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Bongaigaon, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Bongaigaon manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Bongaigaon, Bongaigaon?

The IFSC Code is HDFC0001645.

Is the IFSC Code HDFC0001645 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Bongaigaon?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bongaigaon branch?

The address of the branch is Chapaguri Road,Boc Gate,North Bongaigaon, located in Bongaigaon, Bongaigaon, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.