For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Hdfc Bank for its Sihor branch in Bhavnagar, Sihor, Gujarat, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Hdfc Bank located in Bhavnagar or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code HDFC0002144. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Hdfc Bank, Sihor, Bhavnagar
Below in the table are the key details related to IFSC Code HDFC0002144 of Hdfc Bank for its branch located in Bhavnagar, within the district of Sihor in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0002144 |
| Branch | Sihor |
| City | Bhavnagar |
| District | Sihor |
| State | Gujarat |
| Address | Sihor Ground Floor And First Floor, Meghraj Complex, Bhavnagar - Rajkot Main Road, Sihor, District- Bhavnagar. Gujarat |
These details helps users in online banking and for businesses and individuals who use Hdfc Bank in Bhavnagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0002144 for the Sihor branch of Hdfc Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Sihor, Bhavnagar, Gujarat, are allotted a unique IFSC like HDFC0002144 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Bhavnagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Bhavnagar and Sihor.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Hdfc Bank in Sihor reaches the right place, even though there are thousands of branches in Gujarat and across India.
Format of the IFSC Code HDFC0002144
The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Hdfc Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sihor in Bhavnagar.
For example, the IFSC Code HDFC0002144 of Hdfc Bank for the Sihor branch includes these elements, identifying the bank and the branch location in Bhavnagar and Gujarat accurately.
How to Find IFSC Code for Hdfc Bank?
If you are trying to find the IFSC Code HDFC0002144 of Hdfc Bank for its Sihor branch located in Bhavnagar, the following methods can help:
Cheque Book
The cheque books that are issued by Hdfc Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Hdfc Bank branches in Bhavnagar and Sihor, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Hdfc Bank and find the branch locator section. Search for Sihor or Bhavnagar to get the exact IFSC Code HDFC0002144.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Hdfc Bank and Bhavnagar that will provide accurate information.
How to Use IFSC Code HDFC0002144 for Online Transfers?
Once you have the IFSC Code HDFC0002144 for the Sihor branch of Hdfc Bank in Bhavnagar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code HDFC0002144. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0002144.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Sihor in Bhavnagar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Sihor, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Bhavnagar manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Sihor Bhavnagar branch is HDFC0002144.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Sihor Ground Floor And First Floor, Meghraj Complex, Bhavnagar - Rajkot Main Road, Sihor, District- Bhavnagar. Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.