The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Hdfc Bank for its Jhagadia branch in Bharuch, Jhagadia, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Hdfc Bank located in Bharuch or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code HDFC0008821. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Hdfc Bank, Jhagadia, Bharuch

Here are some of the key details that come with the IFSC Code HDFC0008821 of Hdfc Bank for its branch located in Bharuch, within the district of Jhagadia in the state of Gujarat.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0008821
Branch Jhagadia
City Bharuch
District Jhagadia
State Gujarat
Address Grd Floor Opp Old Petrol Pump Property No 2384 City Survey No 413 Rajpipla Road Jhagadia Chowkdi Jhagadia Gujarat 393110

These details help users in online banking and for businesses and individuals who use Hdfc Bank in Bharuch for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0008821 for the Jhagadia branch of Hdfc Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Jhagadia, Bharuch, Gujarat, is provided a unique IFSC like HDFC0008821 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Hdfc Bank branch in Bharuch.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Bharuch and Jhagadia.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for Hdfc Bank in Jhagadia do not get misguided to another person.

Format of the IFSC Code HDFC0008821

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Hdfc Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jhagadia in Bharuch.

For example, the IFSC Code HDFC0008821 of Hdfc Bank for the Jhagadia branch includes these elements, identifying the bank and the branch location in Bharuch and Gujarat accurately.

How to Find IFSC Code for Hdfc Bank?

If you are looking for the IFSC Code HDFC0008821 of Hdfc Bank for its Jhagadia branch located in Bharuch, the following methods can help:

Cheque Book

The cheque book that is issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Hdfc Bank branches in Bharuch and Jhagadia, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Hdfc Bank and look for the branch locator section, then search for Jhagadia or Bharuch to get the exact IFSC Code HDFC0008821.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Hdfc Bank and Bharuch, then it will provide you proper information.

How to Use IFSC Code HDFC0008821 for Online Transfers?

If you have the IFSC Code HDFC0008821 for the Jhagadia branch of Hdfc Bank in Bharuch, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0008821. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Hdfc Bank IFSC Code HDFC0008821.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Hdfc Bank Jhagadia in Bharuch, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Hdfc Bank in Jhagadia, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Bharuch manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Jhagadia, Bharuch?

The IFSC Code is HDFC0008821.

Is the IFSC Code HDFC0008821 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Jhagadia?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Jhagadia branch?

The address of the branch is Grd Floor Opp Old Petrol Pump Property No 2384 City Survey No 413 Rajpipla Road Jhagadia Chowkdi Jhagadia Gujarat 393110 located in Bharuch, Jhagadia, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.