For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Hdfc Bank for its Jambusar Branch branch in Bharuch, Jambusar, Gujarat, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Hdfc Bank located in Bharuch or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code HDFC0002343. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Jambusar Branch, Bharuch

Here are the main details that are associated with the IFSC Code HDFC0002343 of Hdfc Bank for its branch located in Bharuch, within the district of Jambusar in the state of Gujarat.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0002343
Branch Jambusar Branch
City Bharuch
District Jambusar
State Gujarat
Address Jambusar Branch Ground Floor, Suraj Building, Opp. Swaminarayan Temple, Tankari Bhagole, Kavi Road, Jambusar Jambusar

These details are essential not only for online banking users but also for businesses and individuals who use Hdfc Bank in Bharuch for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0002343 for the Jambusar Branch branch of Hdfc Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like HDFC0002343 is given to every bank branch, including Hdfc Bank located in Jambusar Branch, Bharuch, Gujarat, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Hdfc Bank branch in Bharuch.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Bharuch and Jambusar.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for Hdfc Bank in Jambusar Branch doesn't end up at another location.

Format of the IFSC Code HDFC0002343

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jambusar Branch in Bharuch.

For example, the IFSC Code HDFC0002343 of Hdfc Bank for the Jambusar Branch branch includes these elements, identifying the bank and the branch location in Bharuch and Gujarat accurately.

How to Find IFSC Code for Hdfc Bank?

If you are trying to find the IFSC Code HDFC0002343 of Hdfc Bank for its Jambusar Branch branch located in Bharuch, the following methods can help:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Hdfc Bank branches in Bharuch and Jambusar, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for Jambusar Branch or Bharuch to get the exact IFSC Code HDFC0002343.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and Bharuch, you'll get the correct details.

How to Use IFSC Code HDFC0002343 for Online Transfers?

Once you have the IFSC Code HDFC0002343 for the Jambusar Branch branch of Hdfc Bank in Bharuch, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code HDFC0002343. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0002343.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Jambusar Branch in Bharuch, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Jambusar Branch, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bharuch to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Jambusar Branch, Bharuch?

The IFSC Code is HDFC0002343.

Is the IFSC Code HDFC0002343 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Jambusar Branch?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Jambusar Branch branch?

The address of the branch is Jambusar Branch Ground Floor, Suraj Building, Opp. Swaminarayan Temple, Tankari Bhagole, Kavi Road, Jambusar Jambusar located in Bharuch, Jambusar, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.