For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Hdfc Bank for its Harraiya branch in Basti, Harraiya, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Hdfc Bank located in Basti or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code HDFC0004739. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Harraiya, Basti

Here are the key points that are associated with the IFSC Code HDFC0004739 of Hdfc Bank for its branch located in Basti, within the district of Harraiya in the state of Uttar Pradesh.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0004739
Branch Harraiya
City Basti
District Harraiya
State Uttar Pradesh
Address Hdfc Bank Ltd Ground Floor H No 133 Ward No 9 Samrat Nagar Raj Ghat Harraiya Basti Uttar Pradesh 272155

These details help users in online banking and for businesses and individuals who use Hdfc Bank in Basti for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0004739 for the Harraiya branch of Hdfc Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Harraiya, Basti, Uttar Pradesh, are given a unique IFSC like HDFC0004739 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Basti.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Basti and Harraiya.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Hdfc Bank in Harraiya goes to the correct branch. This is important because Hdfc Bank has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code HDFC0004739

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Hdfc Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Harraiya in Basti.

For example, the IFSC Code HDFC0004739 of Hdfc Bank for the Harraiya branch has these elements, identifying the bank and the branch location in Basti and Uttar Pradesh correctly.

How to Find IFSC Code for Hdfc Bank?

To find the IFSC Code HDFC0004739 of Hdfc Bank for its Harraiya branch located in Basti, the following methods can help you out:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Hdfc Bank branches in Basti and Harraiya, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Hdfc Bank and go to the branch locator section. Then search for Harraiya or Basti to find the exact IFSC Code HDFC0004739.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Hdfc Bank and Basti will provide accurate information.

How to Use IFSC Code HDFC0004739 for Online Transfers?

Once you have the IFSC Code HDFC0004739 for the Harraiya branch of Hdfc Bank in Basti, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0004739. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Hdfc Bank IFSC Code HDFC0004739.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Hdfc Bank Harraiya in Basti, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Hdfc Bank in Harraiya, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Basti manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank Harraiya Basti?

The IFSC Code of the Harraiya Basti branch is HDFC0004739.

Is IFSC Code HDFC0004739 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Hdfc Bank Harraiya branch?

The branch is located at Hdfc Bank Ltd Ground Floor H No 133 Ward No 9 Samrat Nagar Raj Ghat Harraiya Basti Uttar Pradesh 272155.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.