The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Hdfc Bank for its Durgapur Mahila Coop Bank Ltd branch in Barddhaman, Durgapur, West Bengal, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Hdfc Bank located in Barddhaman or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code HDFC0CDMOBL. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Hdfc Bank, Durgapur Mahila Coop Bank Ltd, Barddhaman

The table below shows the main details of the IFSC Code HDFC0CDMOBL for the Hdfc Bank branch in Barddhaman, which falls under the Durgapur district in West Bengal.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0CDMOBL
Branch Durgapur Mahila Coop Bank Ltd
City Barddhaman
District Durgapur
State West Bengal
Address City Centre Durgapur- 713216

These details help users in online banking and for businesses and individuals who use Hdfc Bank in Barddhaman for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0CDMOBL for the Durgapur Mahila Coop Bank Ltd branch of Hdfc Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Durgapur Mahila Coop Bank Ltd, Barddhaman, West Bengal, is provided a unique IFSC like HDFC0CDMOBL so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Hdfc Bank branch in Barddhaman.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Barddhaman and Durgapur.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Hdfc Bank in Durgapur Mahila Coop Bank Ltd do not get misguided to another person.

Format of the IFSC Code HDFC0CDMOBL

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Hdfc Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Durgapur Mahila Coop Bank Ltd in Barddhaman.

For example, the IFSC Code HDFC0CDMOBL of Hdfc Bank for the Durgapur Mahila Coop Bank Ltd branch has these elements, identifying the bank and the branch location in Barddhaman and West Bengal correctly.

How to Find IFSC Code for Hdfc Bank?

If you are looking for the IFSC Code HDFC0CDMOBL of Hdfc Bank for its Durgapur Mahila Coop Bank Ltd branch located in Barddhaman, the following methods can help:

Cheque Book

The cheque book that is issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Hdfc Bank branches in Barddhaman and Durgapur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Hdfc Bank and look for the branch locator section, then search for Durgapur Mahila Coop Bank Ltd or Barddhaman to get the exact IFSC Code HDFC0CDMOBL.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Hdfc Bank and Barddhaman, then it will provide you proper information.

How to Use IFSC Code HDFC0CDMOBL for Online Transfers?

Once you have the IFSC Code HDFC0CDMOBL for the Durgapur Mahila Coop Bank Ltd branch of Hdfc Bank in Barddhaman, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code HDFC0CDMOBL. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0CDMOBL.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Durgapur Mahila Coop Bank Ltd in Barddhaman, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Durgapur Mahila Coop Bank Ltd, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Barddhaman to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Durgapur Mahila Coop Bank Ltd, Barddhaman?

The IFSC Code is HDFC0CDMOBL.

Is the IFSC Code HDFC0CDMOBL permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Durgapur Mahila Coop Bank Ltd?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Durgapur Mahila Coop Bank Ltd branch?

The address of the branch is City Centre Durgapur- 713216 located in Barddhaman, Durgapur, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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