There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Hdfc Bank for its Ram Sanehi Ghat branch in Bara Banki, Bhiteria, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Hdfc Bank situated in Bara Banki or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code HDFC0004043. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Ram Sanehi Ghat, Bara Banki

The table below shows the main details of the IFSC Code HDFC0004043 for the Hdfc Bank branch in Bara Banki, which falls under the Bhiteria district in Uttar Pradesh.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0004043
Branch Ram Sanehi Ghat
City Bara Banki
District Bhiteria
State Uttar Pradesh
Address Hdfc Bank Ltd Khasra No16 Ka Prince Enterprises Village Bhitaria Majara Bani Kodar Barabanki Uttar Pradesh 225409

These details helps users in online banking and for businesses and individuals who use Hdfc Bank in Bara Banki for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0004043 for the Ram Sanehi Ghat branch of Hdfc Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Ram Sanehi Ghat, Bara Banki, Uttar Pradesh, is provided with a unique IFSC like HDFC0004043 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Hdfc Bank branch in Bara Banki.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Bara Banki and Bhiteria.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Hdfc Bank in Ram Sanehi Ghat do not get mixed with another location.

Format of the IFSC Code HDFC0004043

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ram Sanehi Ghat in Bara Banki.

For example, the IFSC Code HDFC0004043 of Hdfc Bank for the Ram Sanehi Ghat branch includes these elements, identifying the bank and the branch location in Bara Banki and Uttar Pradesh accurately.

How to Find IFSC Code for Hdfc Bank?

To find the IFSC Code HDFC0004043 of Hdfc Bank for its Ram Sanehi Ghat branch located in Bara Banki, the following methods can help you out:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Hdfc Bank branches in Bara Banki and Bhiteria, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Hdfc Bank and go to the branch locator section. Then search for Ram Sanehi Ghat or Bara Banki to find the exact IFSC Code HDFC0004043.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Hdfc Bank and Bara Banki will provide accurate information.

How to Use IFSC Code HDFC0004043 for Online Transfers?

Once you have the IFSC Code HDFC0004043 for the Ram Sanehi Ghat branch of Hdfc Bank in Bara Banki, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0004043. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0004043.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Hdfc Bank Ram Sanehi Ghat in Bara Banki may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Ram Sanehi Ghat, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bara Banki to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Ram Sanehi Ghat, Bara Banki?

The IFSC Code is HDFC0004043.

Is the IFSC Code HDFC0004043 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Ram Sanehi Ghat?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Ram Sanehi Ghat branch?

The address of the branch is Hdfc Bank Ltd Khasra No16 Ka Prince Enterprises Village Bhitaria Majara Bani Kodar Barabanki Uttar Pradesh 225409 located in Bara Banki, Bhiteria, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.