For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Hdfc Bank for its Haidergarh branch in Bara Banki, Haidergarh, Uttar Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Hdfc Bank located in Bara Banki or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code HDFC0004661. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Hdfc Bank, Haidergarh, Bara Banki
The table below shows the main details of the IFSC Code HDFC0004661 for the Hdfc Bank branch in Bara Banki, which falls under the Haidergarh district in Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0004661 |
| Branch | Haidergarh |
| City | Bara Banki |
| District | Haidergarh |
| State | Uttar Pradesh |
| Address | Hdfc Bank Ltd Near Icici Bank Bhatkhera Ward Haidergarh Barabanki Uttar Pradesh225124 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Hdfc Bank in Bara Banki for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0004661 for the Haidergarh branch of Hdfc Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like HDFC0004661 is given to every bank branch, including Hdfc Bank located in Haidergarh, Bara Banki, Uttar Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Hdfc Bank branch in Bara Banki.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Bara Banki and Haidergarh.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Hdfc Bank in Haidergarh doesn't end up at another location.
Format of the IFSC Code HDFC0004661
The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Hdfc Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Haidergarh in Bara Banki.
For example, the IFSC Code HDFC0004661 of Hdfc Bank for the Haidergarh branch has these elements, identifying the bank and the branch location in Bara Banki and Uttar Pradesh correctly.
How to Find IFSC Code for Hdfc Bank?
To find the IFSC Code HDFC0004661 of Hdfc Bank for its Haidergarh branch located in Bara Banki, the following methods can help you out:
Cheque Book
The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Hdfc Bank branches in Bara Banki and Haidergarh, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Hdfc Bank and go to the branch locator section. Then search for Haidergarh or Bara Banki to find the exact IFSC Code HDFC0004661.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Hdfc Bank and Bara Banki will provide accurate information.
How to Use IFSC Code HDFC0004661 for Online Transfers?
Once you have the IFSC Code HDFC0004661 for the Haidergarh branch of Hdfc Bank in Bara Banki, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code HDFC0004661. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0004661.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Haidergarh in Bara Banki, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Hdfc Bank in Haidergarh, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Bara Banki manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is HDFC0004661.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Hdfc Bank Ltd Near Icici Bank Bhatkhera Ward Haidergarh Barabanki Uttar Pradesh225124 located in Bara Banki, Haidergarh, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.