The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Hdfc Bank for its Deesa Ii branch in Banas Kantha, Deesa, Gujarat, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Hdfc Bank located in Banas Kantha or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code HDFC0008137. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Hdfc Bank, Deesa Ii, Banas Kantha
The table below shows the main details of the IFSC Code HDFC0008137 for the Hdfc Bank branch in Banas Kantha, which falls under the Deesa district in Gujarat.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0008137 |
| Branch | Deesa Ii |
| City | Banas Kantha |
| District | Deesa |
| State | Gujarat |
| Address | Grd Floor Shop No 3 To 8 Axat Arcade Chandralok Road Ekatrikaran Block 16 Shert 40 Deesa Gujarat 385535 |
These details are important not only for users using online banking but also for businesses and individuals who use Hdfc Bank in Banas Kantha for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code HDFC0008137 for the Deesa Ii branch of Hdfc Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Deesa Ii, Banas Kantha, Gujarat, are allotted a unique IFSC like HDFC0008137 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Banas Kantha.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Banas Kantha and Deesa.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Hdfc Bank in Deesa Ii reaches the right place, even though there are thousands of branches in Gujarat and across India.
Format of the IFSC Code HDFC0008137
The format of the IFSC Code for banks, including Hdfc Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Deesa Ii in Banas Kantha.
For example, the IFSC Code HDFC0008137 of Hdfc Bank for the Deesa Ii branch includes these elements, identifying the bank and the branch location in Banas Kantha and Gujarat correctly.
How to Find IFSC Code for Hdfc Bank?
If you are trying to find the IFSC Code HDFC0008137 of Hdfc Bank for its Deesa Ii branch located in Banas Kantha, the following methods can help:
Cheque Book
The cheque books that are issued by Hdfc Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Hdfc Bank branches in Banas Kantha and Deesa, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Hdfc Bank and find the branch locator section. Search for Deesa Ii or Banas Kantha to get the exact IFSC Code HDFC0008137.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Hdfc Bank and Banas Kantha that will provide accurate information.
How to Use IFSC Code HDFC0008137 for Online Transfers?
Once you have the IFSC Code HDFC0008137 for the Deesa Ii branch of Hdfc Bank in Banas Kantha, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code HDFC0008137. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0008137.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Hdfc Bank Deesa Ii in Banas Kantha may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Deesa Ii, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Banas Kantha manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is HDFC0008137.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Grd Floor Shop No 3 To 8 Axat Arcade Chandralok Road Ekatrikaran Block 16 Shert 40 Deesa Gujarat 385535 located in Banas Kantha, Deesa, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.