The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Hdfc Bank for its Bhograi branch in Baleshwar, Bhohtsi, Odisha, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Hdfc Bank located in Baleshwar or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code HDFC0001185. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Hdfc Bank, Bhograi, Baleshwar

Here are the main details that are associated with the IFSC Code HDFC0001185 of Hdfc Bank for its branch located in Baleshwar, within the district of Bhohtsi in the state of Odisha.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0001185
Branch Bhograi
City Baleshwar
District Bhohtsi
State Odisha
Address Hdfc Bank Ltd Upper Grd Floor Anandpur Bazar Thana Chhak Nr Uco Bank Bhograi Bhohtsi Odisha 756036

These details are important not only for users using online banking but also for businesses and individuals who use Hdfc Bank in Baleshwar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code HDFC0001185 for the Bhograi branch of Hdfc Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Bhograi, Baleshwar, Odisha, are given a unique IFSC like HDFC0001185 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Baleshwar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Baleshwar and Bhohtsi.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Hdfc Bank in Bhograi goes to the correct branch. This is important because Hdfc Bank has thousands of branches in Odisha and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code HDFC0001185

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Hdfc Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Bhograi in Baleshwar.

For example, the IFSC Code HDFC0001185 of Hdfc Bank for the Bhograi branch has these elements, identifying the bank and the branch location in Baleshwar and Odisha correctly.

How to Find IFSC Code for Hdfc Bank?

To find the IFSC Code HDFC0001185 of Hdfc Bank for its Bhograi branch located in Baleshwar, the following methods can help you out:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Hdfc Bank branches in Baleshwar and Bhohtsi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Hdfc Bank and go to the branch locator section. Then search for Bhograi or Baleshwar to find the exact IFSC Code HDFC0001185.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Hdfc Bank and Baleshwar will provide accurate information.

How to Use IFSC Code HDFC0001185 for Online Transfers?

Once you have the IFSC Code HDFC0001185 for the Bhograi branch of Hdfc Bank in Baleshwar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code HDFC0001185. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0001185.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Bhograi in Baleshwar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Bhograi, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Baleshwar manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Bhograi, Baleshwar?

The IFSC Code is HDFC0001185.

Is the IFSC Code HDFC0001185 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Bhograi?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bhograi branch?

The address of the branch is Hdfc Bank Ltd Upper Grd Floor Anandpur Bazar Thana Chhak Nr Uco Bank Bhograi Bhohtsi Odisha 756036 located in Baleshwar, Bhohtsi, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.