The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Hdfc Bank for its Babarpur Ajitmal branch in Auraiya, Babarpur Ajitmal, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Hdfc Bank located in Auraiya or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code HDFC0006412. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Hdfc Bank, Babarpur Ajitmal, Auraiya

Here are some of the key details that come with the IFSC Code HDFC0006412 of Hdfc Bank for its branch located in Auraiya, within the district of Babarpur Ajitmal in the state of Uttar Pradesh.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0006412
Branch Babarpur Ajitmal
City Auraiya
District Babarpur Ajitmal
State Uttar Pradesh
Address Upper Ground Floor Firoz Nagar Near Ajeetmal Tehsil Babarpur Ajeetmal Uttar Pradesh 206121

These details are crucial, not just for online banking users but also for businesses and individuals who use Hdfc Bank in Auraiya for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0006412 for the Babarpur Ajitmal branch of Hdfc Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Babarpur Ajitmal, Auraiya, Uttar Pradesh, is provided with a unique IFSC like HDFC0006412 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Hdfc Bank branch in Auraiya.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Auraiya and Babarpur Ajitmal.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Hdfc Bank in Babarpur Ajitmal do not get mixed with another location.

Format of the IFSC Code HDFC0006412

The format of the IFSC Code for banks, including Hdfc Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Babarpur Ajitmal in Auraiya.

For example, the IFSC Code HDFC0006412 of Hdfc Bank for the Babarpur Ajitmal branch includes these elements, identifying the bank and the branch location in Auraiya and Uttar Pradesh correctly.

How to Find IFSC Code for Hdfc Bank?

If you are trying to find the IFSC Code HDFC0006412 of Hdfc Bank for its Babarpur Ajitmal branch located in Auraiya, the following methods can help:

Cheque Book

The cheque books that are issued by Hdfc Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Hdfc Bank branches in Auraiya and Babarpur Ajitmal, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Hdfc Bank and find the branch locator section. Search for Babarpur Ajitmal or Auraiya to get the exact IFSC Code HDFC0006412.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Hdfc Bank and Auraiya that will provide accurate information.

How to Use IFSC Code HDFC0006412 for Online Transfers?

Once you have the IFSC Code HDFC0006412 for the Babarpur Ajitmal branch of Hdfc Bank in Auraiya, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code HDFC0006412. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0006412.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Babarpur Ajitmal in Auraiya, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Hdfc Bank in Babarpur Ajitmal, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Auraiya manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Babarpur Ajitmal, Auraiya?

The IFSC Code is HDFC0006412.

Is the IFSC Code HDFC0006412 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Babarpur Ajitmal?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Babarpur Ajitmal branch?

The address of the branch is Upper Ground Floor Firoz Nagar Near Ajeetmal Tehsil Babarpur Ajeetmal Uttar Pradesh 206121 located in Auraiya, Babarpur Ajitmal, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.