Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Hdfc Bank for its Port Blair, Andaman And Nicobar Islands branch in Andaman, Port Blair, or Andaman And Nicobar, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Hdfc Bank located in Andaman or anywhere in Andaman And Nicobar can transfer funds instantly by using the correct IFSC Code HDFC0001994. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Hdfc Bank, Port Blair, Andaman And Nicobar Islands, Andaman
The table below shows the main details of the IFSC Code HDFC0001994 for the Hdfc Bank branch in Andaman, which falls under the Port Blair district in Andaman And Nicobar.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0001994 |
| Branch | Port Blair, Andaman And Nicobar Islands |
| City | Andaman |
| District | Port Blair |
| State | Andaman And Nicobar |
| Address | Hdfc Bank Ltd. 201, Mahatma Gandhi Road, Junglighat, Port Blair Andaman And Nicobar Island 744103 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Hdfc Bank in Andaman for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0001994 for the Port Blair, Andaman And Nicobar Islands branch of Hdfc Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Port Blair, Andaman And Nicobar Islands, Andaman, Andaman And Nicobar, is provided a unique IFSC like HDFC0001994 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Hdfc Bank branch in Andaman.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Andaman and Port Blair.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Andaman And Nicobar and the rest of India, the IFSC Code ensures that transactions meant for Hdfc Bank in Port Blair, Andaman And Nicobar Islands do not get misguided to another person.
Format of the IFSC Code HDFC0001994
The format of the IFSC Code for banks, including Hdfc Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Port Blair, Andaman And Nicobar Islands in Andaman.
For example, the IFSC Code HDFC0001994 of Hdfc Bank for the Port Blair, Andaman And Nicobar Islands branch includes these elements, identifying the bank and the branch location in Andaman and Andaman And Nicobar correctly.
How to Find IFSC Code for Hdfc Bank?
If you are trying to find the IFSC Code HDFC0001994 of Hdfc Bank for its Port Blair, Andaman And Nicobar Islands branch located in Andaman, the following methods can help:
Cheque Book
The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Hdfc Bank branches in Andaman and Port Blair, print them on the first page of your passbook.
Bank Website
Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for Port Blair, Andaman And Nicobar Islands or Andaman to get the exact IFSC Code HDFC0001994.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and Andaman, you'll get the correct details.
How to Use IFSC Code HDFC0001994 for Online Transfers?
Once you have the IFSC Code HDFC0001994 for the Port Blair, Andaman And Nicobar Islands branch of Hdfc Bank in Andaman, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code HDFC0001994. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0001994.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Port Blair, Andaman And Nicobar Islands in Andaman, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Port Blair, Andaman And Nicobar Islands, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Andaman to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Port Blair, Andaman And Nicobar Islands Andaman branch is HDFC0001994.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Hdfc Bank Ltd. 201, Mahatma Gandhi Road, Junglighat, Port Blair Andaman And Nicobar Island 744103.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.