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IFSC Code of Hdfc Bank, Ram Nagar Ananthapur, Anantapur, Andhra Pradesh — HDFC0004246

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Hdfc Bank for its Ram Nagar Ananthapur branch in Anantapur, Anantapur, Andhra Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Hdfc Bank located in Anantapur or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code HDFC0004246. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Ram Nagar Ananthapur, Anantapur

Here are the main details that are associated with the IFSC Code HDFC0004246 of Hdfc Bank for its branch located in Anantapur, within the district of Anantapur in the state of Andhra Pradesh.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0004246
Branch Ram Nagar Ananthapur
City Anantapur
District Anantapur
State Andhra Pradesh
Address Hdfc Bank Ltd Plot No7 Lpno 592 83 B Sno 61 Maruthi Nagar Ananthapur Andhra Pradesh515001

These details help users in online banking and for businesses and individuals who use Hdfc Bank in Anantapur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0004246 for the Ram Nagar Ananthapur branch of Hdfc Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Ram Nagar Ananthapur, Anantapur, Andhra Pradesh, is provided a unique IFSC like HDFC0004246 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Hdfc Bank branch in Anantapur.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Anantapur and Anantapur.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Andhra Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Hdfc Bank in Ram Nagar Ananthapur do not get misguided to another person.

Format of the IFSC Code HDFC0004246

This is the format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Hdfc Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Ram Nagar Ananthapur in Anantapur.

For example, the IFSC Code HDFC0004246 of Hdfc Bank for the Ram Nagar Ananthapur branch includes these elements, identifying the bank and the branch location in Anantapur and Andhra Pradesh accurately.

How to Find IFSC Code for Hdfc Bank?

If you are looking for the IFSC Code HDFC0004246 of Hdfc Bank for its Ram Nagar Ananthapur branch located in Anantapur, the following methods can help:

Cheque Book

The cheque book that is issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Hdfc Bank branches in Anantapur and Anantapur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Hdfc Bank and look for the branch locator section, then search for Ram Nagar Ananthapur or Anantapur to get the exact IFSC Code HDFC0004246.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Hdfc Bank and Anantapur, then it will provide you proper information.

How to Use IFSC Code HDFC0004246 for Online Transfers?

Once you have the IFSC Code HDFC0004246 for the Ram Nagar Ananthapur branch of Hdfc Bank in Anantapur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0004246. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Hdfc Bank IFSC Code HDFC0004246.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Hdfc Bank Ram Nagar Ananthapur in Anantapur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Ram Nagar Ananthapur, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Anantapur manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank Ram Nagar Ananthapur Anantapur?

The IFSC Code of the Ram Nagar Ananthapur Anantapur branch is HDFC0004246.

Is IFSC Code HDFC0004246 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Hdfc Bank Ram Nagar Ananthapur branch?

The branch is located at Hdfc Bank Ltd Plot No7 Lpno 592 83 B Sno 61 Maruthi Nagar Ananthapur Andhra Pradesh515001.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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