There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Hdfc Bank for its Khamgaon Urban Co-Op Bank Ltd. branch in Amravati, Amravati, Maharashtra, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Hdfc Bank situated in Amravati or anywhere in Maharashtra can easily transfer funds instantly by using the correct IFSC Code HDFC0CKUB34. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Hdfc Bank, Khamgaon Urban Co-Op Bank Ltd., Amravati
The table below shows the main details of the IFSC Code HDFC0CKUB34 for the Hdfc Bank branch in Amravati, which falls under the Amravati district in Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0CKUB34 |
| Branch | Khamgaon Urban Co-Op Bank Ltd. |
| City | Amravati |
| District | Amravati |
| State | Maharashtra |
| Address | Bhaji Bazar,Amravati |
These details helps users in online banking and for businesses and individuals who use Hdfc Bank in Amravati for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0CKUB34 for the Khamgaon Urban Co-Op Bank Ltd. branch of Hdfc Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Khamgaon Urban Co-Op Bank Ltd., Amravati, Maharashtra, is provided with a unique IFSC like HDFC0CKUB34 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Hdfc Bank branch in Amravati.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Amravati and Amravati.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for Hdfc Bank in Khamgaon Urban Co-Op Bank Ltd. do not get mixed with another location.
Format of the IFSC Code HDFC0CKUB34
This is the format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Hdfc Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Khamgaon Urban Co-Op Bank Ltd. in Amravati.
For example, the IFSC Code HDFC0CKUB34 of Hdfc Bank for the Khamgaon Urban Co-Op Bank Ltd. branch includes these elements, identifying the bank and the branch location in Amravati and Maharashtra accurately.
How to Find IFSC Code for Hdfc Bank?
If you are trying to find the IFSC Code HDFC0CKUB34 of Hdfc Bank for its Khamgaon Urban Co-Op Bank Ltd. branch located in Amravati, the following methods can help:
Cheque Book
The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Hdfc Bank branches in Amravati and Amravati, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for Khamgaon Urban Co-Op Bank Ltd. or Amravati to get the exact IFSC Code HDFC0CKUB34.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and Amravati, you'll get the correct details.
How to Use IFSC Code HDFC0CKUB34 for Online Transfers?
If you have the IFSC Code HDFC0CKUB34 for the Khamgaon Urban Co-Op Bank Ltd. branch of Hdfc Bank in Amravati, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code HDFC0CKUB34. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Hdfc Bank IFSC Code HDFC0CKUB34.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Hdfc Bank Khamgaon Urban Co-Op Bank Ltd. in Amravati, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Khamgaon Urban Co-Op Bank Ltd., here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Amravati manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Khamgaon Urban Co-Op Bank Ltd. Amravati branch is HDFC0CKUB34.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Bhaji Bazar,Amravati.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.