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IFSC Code of Hdfc Bank, Ramnagar Mahuware, Ramnagar, Uttar Pradesh — HDFC0004797

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Hdfc Bank for its Ramnagar Mahuware branch in Ambedkar Nagar, Ramnagar, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Hdfc Bank located in Ambedkar Nagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code HDFC0004797. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Hdfc Bank, Ramnagar Mahuware, Ambedkar Nagar

Here are some of the key details that come with the IFSC Code HDFC0004797 of Hdfc Bank for its branch located in Ambedkar Nagar, within the district of Ramnagar in the state of Uttar Pradesh.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0004797
Branch Ramnagar Mahuware
City Ambedkar Nagar
District Ramnagar
State Uttar Pradesh
Address Opp Bharat Petrol Pump Building No 449 Village Behrampur Pargana Bidahar Po Ramnagar Mahuware Uttar Pradesh 224181

These details are crucial, not just for online banking users but also for businesses and individuals who use Hdfc Bank in Ambedkar Nagar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0004797 for the Ramnagar Mahuware branch of Hdfc Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Ramnagar Mahuware, Ambedkar Nagar, Uttar Pradesh, are allotted a unique IFSC like HDFC0004797 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Ambedkar Nagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Ambedkar Nagar and Ramnagar.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Hdfc Bank in Ramnagar Mahuware reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code HDFC0004797

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ramnagar Mahuware in Ambedkar Nagar.

For example, the IFSC Code HDFC0004797 of Hdfc Bank for the Ramnagar Mahuware branch includes these elements, identifying the bank and the branch location in Ambedkar Nagar and Uttar Pradesh accurately.

How to Find IFSC Code for Hdfc Bank?

To find the IFSC Code HDFC0004797 of Hdfc Bank for its Ramnagar Mahuware branch located in Ambedkar Nagar, the following methods can help you out:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Hdfc Bank branches in Ambedkar Nagar and Ramnagar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Hdfc Bank and go to the branch locator section. Then search for Ramnagar Mahuware or Ambedkar Nagar to find the exact IFSC Code HDFC0004797.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Hdfc Bank and Ambedkar Nagar will provide accurate information.

How to Use IFSC Code HDFC0004797 for Online Transfers?

Once you have the IFSC Code HDFC0004797 for the Ramnagar Mahuware branch of Hdfc Bank in Ambedkar Nagar, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0004797. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0004797.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Hdfc Bank Ramnagar Mahuware in Ambedkar Nagar may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Ramnagar Mahuware, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Ambedkar Nagar manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Ramnagar Mahuware, Ambedkar Nagar?

The IFSC Code is HDFC0004797.

Is the IFSC Code HDFC0004797 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Ramnagar Mahuware?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Ramnagar Mahuware branch?

The address of the branch is Opp Bharat Petrol Pump Building No 449 Village Behrampur Pargana Bidahar Po Ramnagar Mahuware Uttar Pradesh 224181 located in Ambedkar Nagar, Ramnagar, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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