The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Hdfc Bank for its Edathua branch in Alapuzha, Edathua, Kerala, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Hdfc Bank located in Alapuzha or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code HDFC0008968. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Hdfc Bank, Edathua, Alapuzha
The table below shows the main details of the IFSC Code HDFC0008968 for the Hdfc Bank branch in Alapuzha, which falls under the Edathua district in Kerala.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0008968 |
| Branch | Edathua |
| City | Alapuzha |
| District | Edathua |
| State | Kerala |
| Address | Ground Floor Edathua Thiruvalla Road Chundukattil Bldg Edathua Edathua Kerala 689573 |
These details are essential not only for online banking users but also for businesses and individuals who use Hdfc Bank in Alapuzha for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0008968 for the Edathua branch of Hdfc Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like HDFC0008968 is given to every bank branch, including Hdfc Bank located in Edathua, Alapuzha, Kerala, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Hdfc Bank branch in Alapuzha.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Alapuzha and Edathua.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Kerala and the rest of India, which is why the IFSC Code ensures that transactions meant for Hdfc Bank in Edathua doesn't end up at another location.
Format of the IFSC Code HDFC0008968
The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Hdfc Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Edathua in Alapuzha.
For example, the IFSC Code HDFC0008968 of Hdfc Bank for the Edathua branch has these elements, identifying the bank and the branch location in Alapuzha and Kerala correctly.
How to Find IFSC Code for Hdfc Bank?
To find the IFSC Code HDFC0008968 of Hdfc Bank for its Edathua branch located in Alapuzha, the following methods can help you out:
Cheque Book
The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Hdfc Bank branches in Alapuzha and Edathua, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Hdfc Bank and go to the branch locator section. Then search for Edathua or Alapuzha to find the exact IFSC Code HDFC0008968.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Hdfc Bank and Alapuzha will provide accurate information.
How to Use IFSC Code HDFC0008968 for Online Transfers?
Once you have the IFSC Code HDFC0008968 for the Edathua branch of Hdfc Bank in Alapuzha, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code HDFC0008968. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0008968.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Edathua in Alapuzha, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Edathua, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Alapuzha to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is HDFC0008968.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Ground Floor Edathua Thiruvalla Road Chundukattil Bldg Edathua Edathua Kerala 689573 located in Alapuzha, Edathua, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.