Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Hdfc Bank for its Ambalappuzha branch in Alapuzha, Ambalappuzha, Kerala, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Hdfc Bank located in Alapuzha or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code HDFC0004847. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Ambalappuzha, Alapuzha

Here are the main details that are associated with the IFSC Code HDFC0004847 of Hdfc Bank for its branch located in Alapuzha, within the district of Ambalappuzha in the state of Kerala.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0004847
Branch Ambalappuzha
City Alapuzha
District Ambalappuzha
State Kerala
Address Hdfc Bank Ltd Door No 12 711 B Ground Floor Anjaley Building Komana Ambalappuzha Kerala 688561

These details are essential not only for online banking users but also for businesses and individuals who use Hdfc Bank in Alapuzha for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0004847 for the Ambalappuzha branch of Hdfc Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Ambalappuzha, Alapuzha, Kerala, are given a unique IFSC like HDFC0004847 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Alapuzha.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Alapuzha and Ambalappuzha.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Hdfc Bank in Ambalappuzha goes to the correct branch. This is important because Hdfc Bank has thousands of branches in Kerala and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code HDFC0004847

This is the format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Hdfc Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Ambalappuzha in Alapuzha.

For example, the IFSC Code HDFC0004847 of Hdfc Bank for the Ambalappuzha branch includes these elements, identifying the bank and the branch location in Alapuzha and Kerala accurately.

How to Find IFSC Code for Hdfc Bank?

If you are looking for the IFSC Code HDFC0004847 of Hdfc Bank for its Ambalappuzha branch located in Alapuzha, the following methods can help:

Cheque Book

The cheque book that is issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Hdfc Bank branches in Alapuzha and Ambalappuzha, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Hdfc Bank and look for the branch locator section, then search for Ambalappuzha or Alapuzha to get the exact IFSC Code HDFC0004847.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Hdfc Bank and Alapuzha, then it will provide you proper information.

How to Use IFSC Code HDFC0004847 for Online Transfers?

Once you have the IFSC Code HDFC0004847 for the Ambalappuzha branch of Hdfc Bank in Alapuzha, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code HDFC0004847. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0004847.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Ambalappuzha in Alapuzha, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Ambalappuzha, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Alapuzha manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Ambalappuzha, Alapuzha?

The IFSC Code is HDFC0004847.

Is the IFSC Code HDFC0004847 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Ambalappuzha?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Ambalappuzha branch?

The address of the branch is Hdfc Bank Ltd Door No 12 711 B Ground Floor Anjaley Building Komana Ambalappuzha Kerala 688561 located in Alapuzha, Ambalappuzha, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.