Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Hdfc Bank for its Mizoram Cooperative Apex Bank Ltd branch in Aizawl, Aizawl, Mizoram, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Hdfc Bank located in Aizawl or anywhere in Mizoram can transfer funds instantly by using the correct IFSC Code HDFC0CMCABL. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Hdfc Bank, Mizoram Cooperative Apex Bank Ltd, Aizawl
The table below shows the main details of the IFSC Code HDFC0CMCABL for the Hdfc Bank branch in Aizawl, which falls under the Aizawl district in Mizoram.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0CMCABL |
| Branch | Mizoram Cooperative Apex Bank Ltd |
| City | Aizawl |
| District | Aizawl |
| State | Mizoram |
| Address | Head Office Bazar Bungkawn, Aizwal, Mizoram -796001, Post Box 138 |
These details are important not only for users using online banking but also for businesses and individuals who use Hdfc Bank in Aizawl for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code HDFC0CMCABL for the Mizoram Cooperative Apex Bank Ltd branch of Hdfc Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Mizoram Cooperative Apex Bank Ltd, Aizawl, Mizoram, are given a unique IFSC like HDFC0CMCABL to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Aizawl.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Aizawl and Aizawl.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Hdfc Bank in Mizoram Cooperative Apex Bank Ltd goes to the correct branch. This is important because Hdfc Bank has thousands of branches in Mizoram and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code HDFC0CMCABL
The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Hdfc Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Mizoram Cooperative Apex Bank Ltd in Aizawl.
For example, the IFSC Code HDFC0CMCABL of Hdfc Bank for the Mizoram Cooperative Apex Bank Ltd branch has these elements, identifying the bank and the branch location in Aizawl and Mizoram correctly.
How to Find IFSC Code for Hdfc Bank?
If you are trying to find the IFSC Code HDFC0CMCABL of Hdfc Bank for its Mizoram Cooperative Apex Bank Ltd branch located in Aizawl, the following methods can help:
Cheque Book
The cheque books that are issued by Hdfc Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Hdfc Bank branches in Aizawl and Aizawl, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Hdfc Bank and find the branch locator section. Search for Mizoram Cooperative Apex Bank Ltd or Aizawl to get the exact IFSC Code HDFC0CMCABL.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Hdfc Bank and Aizawl that will provide accurate information.
How to Use IFSC Code HDFC0CMCABL for Online Transfers?
Once you have the IFSC Code HDFC0CMCABL for the Mizoram Cooperative Apex Bank Ltd branch of Hdfc Bank in Aizawl, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code HDFC0CMCABL. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0CMCABL.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Mizoram Cooperative Apex Bank Ltd in Aizawl, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Mizoram Cooperative Apex Bank Ltd, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Aizawl manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is HDFC0CMCABL.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Head Office Bazar Bungkawn, Aizwal, Mizoram -796001, Post Box 138 located in Aizawl, Aizawl, Mizoram.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.