Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Hdfc Bank for its Shyamal Cross Roads branch in Ahmadabad, Ahmedabad, or Gujarat, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Hdfc Bank located in Ahmadabad or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code HDFC0001676. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Hdfc Bank, Shyamal Cross Roads, Ahmadabad
Here are the main details that are associated with the IFSC Code HDFC0001676 of Hdfc Bank for its branch located in Ahmadabad, within the district of Ahmedabad in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0001676 |
| Branch | Shyamal Cross Roads |
| City | Ahmadabad |
| District | Ahmedabad |
| State | Gujarat |
| Address | Ground Floor Shivalik 2 Besides Ioc Petrol Pump 132 Feet Ring Road Near Shyamal Cross Road,Ahmedabad |
These details are crucial, not just for online banking users but also for businesses and individuals who use Hdfc Bank in Ahmadabad for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0001676 for the Shyamal Cross Roads branch of Hdfc Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Shyamal Cross Roads, Ahmadabad, Gujarat, are given a unique IFSC like HDFC0001676 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Ahmadabad.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Ahmadabad and Ahmedabad.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Hdfc Bank in Shyamal Cross Roads goes to the correct branch. This is important because Hdfc Bank has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code HDFC0001676
This is the format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Hdfc Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Shyamal Cross Roads in Ahmadabad.
For example, the IFSC Code HDFC0001676 of Hdfc Bank for the Shyamal Cross Roads branch includes these elements, identifying the bank and the branch location in Ahmadabad and Gujarat accurately.
How to Find IFSC Code for Hdfc Bank?
To find the IFSC Code HDFC0001676 of Hdfc Bank for its Shyamal Cross Roads branch located in Ahmadabad, the following methods can help you out:
Cheque Book
The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Hdfc Bank branches in Ahmadabad and Ahmedabad, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Hdfc Bank and go to the branch locator section. Then search for Shyamal Cross Roads or Ahmadabad to find the exact IFSC Code HDFC0001676.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Hdfc Bank and Ahmadabad will provide accurate information.
How to Use IFSC Code HDFC0001676 for Online Transfers?
Once you have the IFSC Code HDFC0001676 for the Shyamal Cross Roads branch of Hdfc Bank in Ahmadabad, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code HDFC0001676. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0001676.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Hdfc Bank Shyamal Cross Roads in Ahmadabad may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Shyamal Cross Roads, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Ahmadabad manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is HDFC0001676.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Ground Floor Shivalik 2 Besides Ioc Petrol Pump 132 Feet Ring Road Near Shyamal Cross Road,Ahmedabad located in Ahmadabad, Ahmedabad, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.