The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Guardian Souharda Sahakari Bank Niyamita for its Bidar branch in Bidar, Bidar, Karnataka, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Guardian Souharda Sahakari Bank Niyamita located in Bidar or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code GSSB0000015. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Guardian Souharda Sahakari Bank Niyamita, Bidar, Bidar
Below in the table are the key details related to IFSC Code GSSB0000015 of Guardian Souharda Sahakari Bank Niyamita for its branch located in Bidar, within the district of Bidar in the state of Karnataka.
| Particulars | Details |
|---|---|
| Bank | Guardian Souharda Sahakari Bank Niyamita |
| IFSC Code | GSSB0000015 |
| Branch | Bidar |
| City | Bidar |
| District | Bidar |
| State | Karnataka |
| Address | Branch Office At Municipal No 3 1 300 1 To 3 1 300 4 First Floor Zahirabad Nanded Road Near Basaveshwar Circle Bidar 585401 |
These details help users in online banking and for businesses and individuals who use Guardian Souharda Sahakari Bank Niyamita in Bidar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code GSSB0000015 for the Bidar branch of Guardian Souharda Sahakari Bank Niyamita has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like GSSB0000015 is given to every bank branch, including Guardian Souharda Sahakari Bank Niyamita located in Bidar, Bidar, Karnataka, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Guardian Souharda Sahakari Bank Niyamita branch in Bidar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Bidar and Bidar.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Karnataka and the rest of India, which is why the IFSC Code ensures that transactions meant for Guardian Souharda Sahakari Bank Niyamita in Bidar doesn't end up at another location.
Format of the IFSC Code GSSB0000015
This is the format of the IFSC Code for banks, including Guardian Souharda Sahakari Bank Niyamita, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Guardian Souharda Sahakari Bank Niyamita, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Bidar in Bidar.
For example, the IFSC Code GSSB0000015 of Guardian Souharda Sahakari Bank Niyamita for the Bidar branch includes these elements, identifying the bank and the branch location in Bidar and Karnataka accurately.
How to Find IFSC Code for Guardian Souharda Sahakari Bank Niyamita?
If you are trying to find the IFSC Code GSSB0000015 of Guardian Souharda Sahakari Bank Niyamita for its Bidar branch located in Bidar, the following methods can help:
Cheque Book
The cheque book issued by Guardian Souharda Sahakari Bank Niyamita includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Guardian Souharda Sahakari Bank Niyamita branches in Bidar and Bidar, print them on the first page of your passbook.
Bank Website
Visit the official website of Guardian Souharda Sahakari Bank Niyamita and navigate to the branch locator section. Search for Bidar or Bidar to get the exact IFSC Code GSSB0000015.
Mobile Banking App
If you use Guardian Souharda Sahakari Bank Niyamita's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Guardian Souharda Sahakari Bank Niyamita and Bidar, you'll get the correct details.
How to Use IFSC Code GSSB0000015 for Online Transfers?
Once you have the IFSC Code GSSB0000015 for the Bidar branch of Guardian Souharda Sahakari Bank Niyamita in Bidar, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code GSSB0000015. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Guardian Souharda Sahakari Bank Niyamita IFSC Code GSSB0000015.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Guardian Souharda Sahakari Bank Niyamita Bidar in Bidar, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Guardian Souharda Sahakari Bank Niyamita in Bidar, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Guardian Souharda Sahakari Bank Niyamita website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Bidar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is GSSB0000015.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Branch Office At Municipal No 3 1 300 1 To 3 1 300 4 First Floor Zahirabad Nanded Road Near Basaveshwar Circle Bidar 585401 located in Bidar, Bidar, Karnataka.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.