Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Guardian Souharda Sahakari Bank Niyamita for its Infantry Road branch in Bangalore, Bangalore, Karnataka, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Guardian Souharda Sahakari Bank Niyamita located in Bangalore or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code GSSB0000002. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Guardian Souharda Sahakari Bank Niyamita, Infantry Road, Bangalore
The table below shows the main details of the IFSC Code GSSB0000002 for the Guardian Souharda Sahakari Bank Niyamita branch in Bangalore, which falls under the Bangalore district in Karnataka.
| Particulars | Details |
|---|---|
| Bank | Guardian Souharda Sahakari Bank Niyamita |
| IFSC Code | GSSB0000002 |
| Branch | Infantry Road |
| City | Bangalore |
| District | Bangalore |
| State | Karnataka |
| Address | No 139 Guardian House Infantry Road Shivajinagar Bangalore 560 001 |
These details helps users in online banking and for businesses and individuals who use Guardian Souharda Sahakari Bank Niyamita in Bangalore for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code GSSB0000002 for the Infantry Road branch of Guardian Souharda Sahakari Bank Niyamita plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like GSSB0000002 is given to every bank branch, including Guardian Souharda Sahakari Bank Niyamita located in Infantry Road, Bangalore, Karnataka, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Guardian Souharda Sahakari Bank Niyamita branch in Bangalore.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Bangalore and Bangalore.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Karnataka and the rest of India, which is why the IFSC Code ensures that transactions meant for Guardian Souharda Sahakari Bank Niyamita in Infantry Road doesn't end up at another location.
Format of the IFSC Code GSSB0000002
The format of the IFSC Code for banks, including Guardian Souharda Sahakari Bank Niyamita, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Guardian Souharda Sahakari Bank Niyamita, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Infantry Road in Bangalore.
For example, the IFSC Code GSSB0000002 of Guardian Souharda Sahakari Bank Niyamita for the Infantry Road branch includes these elements, identifying the bank and the branch location in Bangalore and Karnataka accurately.
How to Find IFSC Code for Guardian Souharda Sahakari Bank Niyamita?
If you are looking for the IFSC Code GSSB0000002 of Guardian Souharda Sahakari Bank Niyamita for its Infantry Road branch located in Bangalore, the following methods can help:
Cheque Book
The cheque book that is issued by Guardian Souharda Sahakari Bank Niyamita includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Guardian Souharda Sahakari Bank Niyamita branches in Bangalore and Bangalore, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Guardian Souharda Sahakari Bank Niyamita and look for the branch locator section, then search for Infantry Road or Bangalore to get the exact IFSC Code GSSB0000002.
Mobile Banking App
If you use Guardian Souharda Sahakari Bank Niyamita's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Guardian Souharda Sahakari Bank Niyamita and Bangalore, then it will provide you proper information.
How to Use IFSC Code GSSB0000002 for Online Transfers?
Once you have the IFSC Code GSSB0000002 for the Infantry Road branch of Guardian Souharda Sahakari Bank Niyamita in Bangalore, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code GSSB0000002. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Guardian Souharda Sahakari Bank Niyamita IFSC Code GSSB0000002.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Guardian Souharda Sahakari Bank Niyamita Infantry Road in Bangalore, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Guardian Souharda Sahakari Bank Niyamita in Infantry Road, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Guardian Souharda Sahakari Bank Niyamita website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Bangalore manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is GSSB0000002.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is No 139 Guardian House Infantry Road Shivajinagar Bangalore 560 001 located in Bangalore, Bangalore, Karnataka.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.