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IFSC Code of Gs Mahanagar Co-Operative Bank Limited, Mumbai, Kalamboli, Raigad, Maharashtra — MCBL0960016

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Gs Mahanagar Co-Operative Bank Limited, Mumbai for its Kalamboli branch in Kalamboli, Raigad, Maharashtra, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Gs Mahanagar Co-Operative Bank Limited, Mumbai located in Kalamboli or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code MCBL0960016. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Gs Mahanagar Co-Operative Bank Limited, Mumbai, Kalamboli, Kalamboli

Here are the key points that are associated with the IFSC Code MCBL0960016 of Gs Mahanagar Co-Operative Bank Limited, Mumbai for its branch located in Kalamboli, within the district of Raigad in the state of Maharashtra.

Particulars Details
Bank Gs Mahanagar Co-Operative Bank Limited, Mumbai
IFSC Code MCBL0960016
Branch Kalamboli
City Kalamboli
District Raigad
State Maharashtra
Address Plot No.119, Bima Office Premises Co-Op.Soc.Ltd., Kalamboli Ware Housing Complex, Road No.N.H.4, Kalamboli- 410218

These details are important not only for users using online banking but also for businesses and individuals who use Gs Mahanagar Co-Operative Bank Limited, Mumbai in Kalamboli for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code MCBL0960016 for the Kalamboli branch of Gs Mahanagar Co-Operative Bank Limited, Mumbai is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Gs Mahanagar Co-Operative Bank Limited, Mumbai located in Kalamboli, Kalamboli, Maharashtra, are allotted a unique IFSC like MCBL0960016 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kalamboli.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Kalamboli and Raigad.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Gs Mahanagar Co-Operative Bank Limited, Mumbai in Kalamboli reaches the right place, even though there are thousands of branches in Maharashtra and across India.

Format of the IFSC Code MCBL0960016

The format of the IFSC Code for banks, including Gs Mahanagar Co-Operative Bank Limited, Mumbai, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Gs Mahanagar Co-Operative Bank Limited, Mumbai, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kalamboli in Kalamboli.

For example, the IFSC Code MCBL0960016 of Gs Mahanagar Co-Operative Bank Limited, Mumbai for the Kalamboli branch includes these elements, identifying the bank and the branch location in Kalamboli and Maharashtra correctly.

How to Find IFSC Code for Gs Mahanagar Co-Operative Bank Limited, Mumbai?

To find the IFSC Code MCBL0960016 of Gs Mahanagar Co-Operative Bank Limited, Mumbai for its Kalamboli branch located in Kalamboli, the following methods can help you out:

Cheque Book

The cheque book issued by Gs Mahanagar Co-Operative Bank Limited, Mumbai includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Gs Mahanagar Co-Operative Bank Limited, Mumbai branches in Kalamboli and Raigad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Gs Mahanagar Co-Operative Bank Limited, Mumbai and go to the branch locator section. Then search for Kalamboli or Kalamboli to find the exact IFSC Code MCBL0960016.

Mobile Banking App

If you use Gs Mahanagar Co-Operative Bank Limited, Mumbai's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Gs Mahanagar Co-Operative Bank Limited, Mumbai and Kalamboli will provide accurate information.

How to Use IFSC Code MCBL0960016 for Online Transfers?

Once you have the IFSC Code MCBL0960016 for the Kalamboli branch of Gs Mahanagar Co-Operative Bank Limited, Mumbai in Kalamboli, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code MCBL0960016. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Gs Mahanagar Co-Operative Bank Limited, Mumbai IFSC Code MCBL0960016.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Gs Mahanagar Co-Operative Bank Limited, Mumbai Kalamboli in Kalamboli, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Gs Mahanagar Co-Operative Bank Limited, Mumbai in Kalamboli, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Gs Mahanagar Co-Operative Bank Limited, Mumbai website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Kalamboli manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Gs Mahanagar Co-Operative Bank Limited, Mumbai Kalamboli Kalamboli?

The IFSC Code of the Kalamboli Kalamboli branch is MCBL0960016.

Is IFSC Code MCBL0960016 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Gs Mahanagar Co-Operative Bank Limited, Mumbai Kalamboli branch?

The branch is located at Plot No.119, Bima Office Premises Co-Op.Soc.Ltd., Kalamboli Ware Housing Complex, Road No.N.H.4, Kalamboli- 410218.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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