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IFSC Code of G P Parsik Bank, Karjat, Raigad, Maharashtra — PJSB0000056

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of G P Parsik Bank for its Karjat branch in Karjat, Raigad, or Maharashtra, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of G P Parsik Bank located in Karjat or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code PJSB0000056. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for G P Parsik Bank, Karjat, Karjat

Below in the table are the key details related to IFSC Code PJSB0000056 of G P Parsik Bank for its branch located in Karjat, within the district of Raigad in the state of Maharashtra.

Particulars Details
Bank G P Parsik Bank
IFSC Code PJSB0000056
Branch Karjat
City Karjat
District Raigad
State Maharashtra
Address Ground Floor, Parshwanath Tower, Survey No. 27A, 27B, Mahavir Pet Road, Karjat, Dist. Raigad 410201.

These details helps users in online banking and for businesses and individuals who use G P Parsik Bank in Karjat for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PJSB0000056 for the Karjat branch of G P Parsik Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with G P Parsik Bank located in Karjat, Karjat, Maharashtra, are allotted a unique IFSC like PJSB0000056 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Karjat.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Karjat and Raigad.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to G P Parsik Bank in Karjat reaches the right place, even though there are thousands of branches in Maharashtra and across India.

Format of the IFSC Code PJSB0000056

This is the format of the IFSC Code for banks, including G P Parsik Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For G P Parsik Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Karjat in Karjat.

For example, the IFSC Code PJSB0000056 of G P Parsik Bank for the Karjat branch includes these elements, identifying the bank and the branch location in Karjat and Maharashtra accurately.

How to Find IFSC Code for G P Parsik Bank?

If you are trying to find the IFSC Code PJSB0000056 of G P Parsik Bank for its Karjat branch located in Karjat, the following methods can help:

Cheque Book

The cheque books that are issued by G P Parsik Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including G P Parsik Bank branches in Karjat and Raigad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of G P Parsik Bank and find the branch locator section. Search for Karjat or Karjat to get the exact IFSC Code PJSB0000056.

Mobile Banking App

If you use G P Parsik Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for G P Parsik Bank and Karjat that will provide accurate information.

How to Use IFSC Code PJSB0000056 for Online Transfers?

Once you have the IFSC Code PJSB0000056 for the Karjat branch of G P Parsik Bank in Karjat, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PJSB0000056. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and G P Parsik Bank IFSC Code PJSB0000056.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the G P Parsik Bank Karjat in Karjat, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of G P Parsik Bank in Karjat, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official G P Parsik Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Karjat manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of G P Parsik Bank in Karjat, Karjat?

The IFSC Code is PJSB0000056.

Is the IFSC Code PJSB0000056 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of G P Parsik Bank Karjat?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Karjat branch?

The address of the branch is Ground Floor, Parshwanath Tower, Survey No. 27A, 27B, Mahavir Pet Road, Karjat, Dist. Raigad 410201. located in Karjat, Raigad, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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